Is there any way to consolidate bills without reducing score?
A debt consolidation program can help you to do that. It helps to improve your credit score gradually since you're paying the full amount. Approach a good debt consolidation company if you seriously want to consolidate your bills.
Alternatively, you can also opt for balance transfer method. Doing so, you transfer your balance to a card with a low rate of interest so that it is easier for you to repay debts. And, it'll help your credit score to improve.
You can take out a consolidation loan to consolidate your bills into a single one. But make sure that the interest rate of the new loan is lower than your existing debts. This way, you don't have to bear the hassle of multiple debts and the interest rate will also be lower. Moreover, it won't hurt your credit score as your credit utilisation will be lower, resulting into a bump in your credit score.
Taking out a consolidation loan or personal loan or balance transfer method to repay debts can help you to improve the score. However, make sure you manage your credit cards further properly. Also, pay the bills in full and within time staying within your credit limit to improve your credit score. And, don't close your credit card accounts all of a sudden.