MIre Bank Garnishment Questions

Date: Sat, 01/15/2011 - 19:27

Submitted by ssiwik395
on Sat, 01/15/2011 - 19:27

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Total Replies: 2

I am aware that Capitol One has garnishments against me. As far as I can figure they have 3 all different accounts and all served at different times. My question is this if they go to garnish my bank account and there is a 0 balance or a negative balance and no deposits into the account what can they then do? They have already taken my account to 0 with one of the garnishments and now I need to know what happens when they go to take the rest and there is no money in there. I live in Wyoming if that matters.
Also once the judgement is in place is there any way to possibly work with Capitol One for a payment plan or is it way to late? Do I call Capitol One or the collection agaency that is handling the account? Thank You for any input on this.

With a bank levy , they can only take the funds if the cash is t

With a bank levy , they can only take the funds if the cash is there.

You would need to talk to the agency who is handling the account.

Were you served for all of this judgments? Did you respond?

lrhall41

Submitted by SOAPLADY on Sat, 01/15/2011 - 20:29

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I think I was served back in Aug. And Oct. I received some sort

I think I was served back in Aug. And Oct. I received some sort of legal papers in the mail. I did not respond as I didn't know what to do. I know this is my own fault but am curious as to what happens when they garnish the bank account and there is a 0balance. They took over 3000 just last week and left me wit nothing and now shows a negative 1200 pending so I am guessing they are trying to get more. what happens when they can't get anymore? Should I try to contact Capitol One or find the agency handling the accounts? Is it to late to try to work something out? Thank You.

lrhall41

Submitted by on Sun, 01/16/2011 - 11:33

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