For those who have dealt with Sonic Payday...Need some advic

File your complaint with both PA & Delaware. I will pm you with Delaware address. Sonic is in legal trouble in Canada and being investigated heavily by the authorities there. Don't take any grief from them.

I was worried because I gave verbal consent that I would send full payment this Friday. I was such in a fog under the circumstances though. I have the form for the PA office. I'm going to take care of that today. How do you know they are in legal trouble in Canada? Any help would be appreciated.

Sonic is one of the toughest companies to deal with. They immediately threaten with voluntary wage assignment with an unauthorized digital signature. Keep in mind that if it would have been approved by IRS/government or a court ordered wage assignment, it has to comply with the wage assignment instructions. Also remember that the keyword is ???Voluntary', so you as well as your payroll dept. have the rights not to authorize it. Keep in touch with your payroll department at your job. They will transfer your entire paycheck to you and won't send anything to Sonic. If you have to pay back Sonic, send it through Western Union Quick Collect. That will be much safer. Change you bank accounts if Sonic is having the details. Do not give the new details in anyway.

Folks, if you have experienced staff in your payroll department, then they must be aware of this wage assignment. They will bring it to your attention before taking any actions. If your payroll department does not have experienced staff, it will be better to inform them in advance about such attempts that can be made by Sonic. In anyway, do not let Sonic intimidate you with such scary tactics.

I've already revoked the wage assignment with Sonic. I sent them a certified letter last week. I contacted my payroll department as well and they said Sonic would need a court order to garnish my wages. That is the only way they will do a wage garnishment. They don't have my new bank account info. The old account has been closed for a few weeks. I filed a complaint with the PA consumer protection office this morning. My debt consolidation company is supposed to get in touch with them today. I'm just not going to put up with their illegal tactics.

Now that you are aware of what Sonic can do in order to recover their money, request your consolidator to get everything in writing from them. You should be known to all the terms and conditions laid by them so that you can plan your strategies. Best of luck!

I got another call from them at work today. How many times do they intend to break the law? I am unable to record phone conversations at work. I did note the date, time, and who called. She said they would turn me over to Universal Fidelity if I don't pay by Friday. Good grief! Now, they are adding more fees on, etc, etc. This is going to be interesting.

Call your counselor at T&C and tell her what they are doing and T&C will handle it from there.

I did call T & C and they are supposed to get in touch with Sonic today. Sonic has now been made aware that I've filed complaints with the attorney general's office in Ohio and PA as well. It will also be sent certified mail tonight. I won't let any of these companies initimidate me anymore. Thanks for all of your help :-)

T & C is waiting to hear back from Sonic today. I sent Sonic a certified letter asking for copies of contracts and payments. We'll see what happens with that.

I have had the same troble with PRLDirect.com same as Sonic..they are difficult to deal with...I have been avoiding them and have not heard anything from my payroll dept..should I be scared?

Sonic continues to break the laws. I would contact your payroll department to see if Sonic has contacted them in any way. You can revoke the wage assignment with Sonic.

Mel

They are hard to deal with. More than likely, when they contact your payroll department, they will copy you on the email. But, you should send a certified letter return receipt revoking the wage assignment to cover your bases. Now, when you can gather up a fair amount to make a payment toward your account, send it to them with a letter outlining the payment arrangement you propose and get it paid off ASAP. payday loans are a downward spiral!!

I received a voice mail from my counselor at T & C on Friday. She talked to someone named Derek from Sonic Payday. Tiffany was not available. First, I had to fax in written permission for T & C to discuss my account. Now, they are demanding verbal consent which I had given over the phone on numbers occasions. My counselor also said Derek was very rude with her. I left a voice mail w/Tiffany giving T & C permission to discuss my account with Sonic. It's very frustrating dealing with this company. I'll keep everything documented though. I want this company shut down.

msmishele30,

Hi! hope your having a good weekend. This is a game Sonic plays. Write to them stating you are giving your permission for them to speak with T&C then fax it also. Sonic loves to play games and screw around. Sonic tried that bit with us and I wrote them a note and faxed it saying I (my husbands name) give permission for my wife (my name) to speak to you directly regarding my account. Then I faxed it to them and emailed it to them. That way I had proof they received the permission to speak note.

Do you have an e-mail address that you can pm with? I have faxed it to them twice last week. I'll do it again tomorrow. Yes, they love to play games. I'm in the process of filing a complaint against them with the BBB. My file just keeps bigger on Sonic.

I had to split my Sonic info into two folders.

I left a voice mail with Tiffany Stone giving my verbal consent for T & C to discuss my account on my behalf. I will have to respond to an e-mail from Sonic when I get home. I will keep a copy to my sent file.

msmishele30 I pm'd you Sonic's email address.

I work for a Financial Instition where my clients come in and are having problems with their PAY DAY LOAN that I was not aware of. In the future, if you have or have not and was thinking about doing a pay day loan. I would advise you NOT to. This is one of the biggest scams out there. I had one of my Clients today come in and ask what I could do for them and sadly enough I could barely do anything. I felt so bad that she took that loan out. It was only for $200.00 (mind you she had this money and did not need the loan in the first place) well Arrow head came through her account eleven (11) times in one day.Each transaction totalling One hundred and fifty dollars each time. Now you would think that once the Loan was paid off that they would have stopped. But no they didn't. So in the process of one day they took $1650.00 out of her account. Now is her interest rate that high? Of course not! So my advise esp.in the field of work that I do. Noone should EVER do a Pay Day loan. It will hurt you financially and cause you to much stress and worries.