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SONIC LETTER!!?? Is this OK???

Date: Mon, 04/24/2006 - 11:48

Submitted by Seeing_the_Light
on Mon, 04/24/2006 - 11:48

Posts: 529 Credits: [Donate]

Total Replies: 33


Sonic sent me this email letter...is this all B***S*** or legal??

Please let me know what you think...

I've already sent them C&D letters and T&C has been in contact with them!!

Attention ***** *******,

This letter is being sent as a Final Reminder regarding your outstanding loan.

We have attempted contact with you regarding your account over the past few weeks however, we have had no success.

Unfortunately this leaves us with no other option but to proceed with further action. To avoid this, your attention is required immediately.

Please call Henry Harris at 1 866 342 3756 right now to discuss the re-payment of your outstanding loan.

If you do not respond to this letter within 5 days, unfortunately we will need to turn your account over to a third party collections agency.

You can expect the following once your account is sent to the third party collections agency:

1. Your account will be listed with the Credit Bureau and your credit will be affected for the next seven years.

2. You will be unable to secure future credit with our firm.

3. Possible legal action can commence and all legal fees will be applied to your account.

This is your final warning, so please call 1 866 342 3756 right
now - before it's too late.

Thank you,


Henry Harris

SonicPayday.com
Direct Number: 1 866 342 3756


They violated the C&D letter and you need to call T&C immediately and tell them what they sent and fax a copy to T&C. That is the exact same letter I received from them in the beginning word for word. It had at the top National Capitol Collections and in the upper left hand corner it had their Oaks, Pa address and in the upper right hand corner it had Coastline Credit LTD.


lrhall41

Submitted by Not so Lucky on Mon, 04/24/2006 - 11:55

( Posts: 3041 | Credits: )


I talked to my HR person, and she said the only legal wage garnishments in TExas are child support, IRS, etc...see the following link about laws in Texas:

http://www.twc.state.tx.us/news/efte/texas_payday_law_deduction_summary.html

Sonic will "threaten" wage garnishment if I don't pay them the full amount. LOL!!!!


lrhall41

Submitted by Seeing_the_Light on Mon, 04/24/2006 - 12:49

( Posts: 529 | Credits: )


With Sonic, I also filed complaints with the Attorney General of British Columbia Wally Oppal, and the Ministry of Justice and Home Affairs Tonio Borg and the British Columbia Consumer Affairs and them know everything including about the wage assignments. Hopefully this will help everyone dealing with Sonic.


lrhall41

Submitted by Not so Lucky on Mon, 04/24/2006 - 14:19

( Posts: 3041 | Credits: )


could you also pm me the info on filing complaints with the ag on sonic thanks


lrhall41

Submitted by olive1276 on Mon, 04/24/2006 - 19:05

( Posts: 54 | Credits: )


I also received a letter from SonicPayDay. It states my credit score is negatively impacted.

More importantly, it states, "We have initiated contact with your Payroll Department in an effort to proceed with further action."

I don't believe they have any recourse, especially as there is no judgment or garnishment order.

How do I find out all the information for California? Thanks.


lrhall41

Submitted by deborah_l_yates on Tue, 04/25/2006 - 12:13

( Posts: 2 | Credits: )


Here you go suewhelan89,

Attorney General Wally Oppal
Email: EnquiryBC(at)gov.bc.ca
Phone(outside BC):604-660-2421
Hours of Operation: 7:30am-5:00pm PST M-F

Malta Ministry for Justice and Home Affairs
Minister Tonio Borg
Email:tonio.borg@gov.mt

Consumer Affairs of British Columbia
Telephone: 613-954-5031
Hours: 8:30am-5pm EST M-F


lrhall41

Submitted by Not so Lucky on Tue, 04/25/2006 - 14:31

( Posts: 3041 | Credits: )


i've also had these darn people email my place of employment. without any contact w/me first. anyone know about the laws in wisconsin.


lrhall41

Submitted by olive1276 on Tue, 04/25/2006 - 16:50

( Posts: 54 | Credits: )


they have emailed and called my place of employment first before they even called me. and now they say i have to pay the full amount right away because i'm in a legal binging contract.and they are very rude to you on the phone.


lrhall41

Submitted by olive1276 on Thu, 04/27/2006 - 18:22

( Posts: 54 | Credits: )