More questions

Date: Wed, 01/24/2007 - 16:25

Submitted by saraheba
on Wed, 01/24/2007 - 16:25

Posts: 26 Credits: [Donate]

Total Replies: 8

1. Long story here. I pulled my credit report and it shows 2 collections accounts for medical bills incurred for my dd who was 5 at the time. The accounts listed are identical except that one is dated 3/03 and the other 8/03 and they added some zeroes in the middle of one acct number. She only went once. She also had medicaid at the time which would cover 100% of her bill. The office got 2 copies of the card and even got the number over the phone from me, yet they never filed. I have started a dispute on this with equifax. Will this come off? I know they waited past the allowed amount of time to file a claim, but can they hold me responsible for their error? Why would they list the debt twice?
2. DH's cc is now with NCO. In dealing with them, can I get any fees reduced? Can I get them to remove the negative entry and show it as paid in full when I do pay it? What should I go for? This cc had a limit of 500 and I think they show the balance around 900 now. TIA!!

#1- check with Medicaid themselves, show them that report....if

#1- check with Medicaid themselves, show them that report....if it truely has been paid 100% by them, it's sounding er smelling fishy as hell to me.....;)

#2- Ummmm.....not sure myself, highly unlikely they will. Did you mail them a *validation* letter? Or have you been dealing with them via the phone?

lrhall41

Submitted by texasconsumeractivist on Wed, 01/24/2007 - 17:46

( Posts: 664 | Credits: )

Good Luck with NCO! Google them in the box to the side of your s

Good Luck with NCO! Google them in the box to the side of your screen, and see what others, myself included, have said about them. They are really shady, and lied when they told me they would report paid in full to the credit bureau..KAren

lrhall41

Submitted by Bossy4455 on Wed, 01/24/2007 - 17:50

( Posts: 5854 | Credits: )

I just pulled DH's cr and it shows the cc as charged off. What d

I just pulled DH's cr and it shows the cc as charged off. What do I do now? If I pay it in full will they or can they change the negative entry? So far we haven't talked to the ca, but we have a letter from them saying "call us and we can help".

lrhall41

Submitted by saraheba on Wed, 01/24/2007 - 18:18

( Posts: 26 | Credits: )