Pay Day Loan Nightmare!!

I'm in SC.

Loan Point USA (Geneva Roth Capital)
Amount:200.00
Paid so far:90

SSM Group LLC
Amount:200
Paid so far:180

Sagamore
Amount:200
Paid so far:120

BIG LTD
Amount:200
Paid so far:155

Tremont
Amount:250
Paid so far:125

Cashnet
Amount:350
Paid so far:135

The amounts showing paid were my semimonthly refinance fee. I wasn't able to keep up the payments and my account is currently overdrawn by 895.17 because they keep trying to draft payments. I bank with USAA and the account is still open. I'm in chexsystems and really need this bank. Tremont just sent some letter trying to to money from my check and BIG LTD has been calling my job and leaving me voicemails. So Monday and Tuesday I'm out from work with my sick child and come in yesterday and have a voicemail from the receptionist at my job saying Joe Schmoe has been calling me nonstop and she told him I wasn't there and sends him to my voicemail. He leaves a number that I try to call back and it doesn't work. He apparently had been calling the past two days and gets transferred to someone in my HR department and states he's from the Legal Investigations Unit and starts spewing of all of this personal information he has about me like my name, address (which he had wrong), and ssn. He tells her (in his thick Indian accent) that they are investigating me for bank fraud and mail fraud and are planning to issue a warrant for my arrest if I don't contact him immediately to resolve the unpaid funds. Mind you I work at an accounting firm. So one of the firm's partners calls me on my cell phone wanting to know whats going on and how he can help. So until I pay these people I have been pulled off my assignments and shelved. I'm scared now that because of this foolishness I may lose my job because even once its paid they're always going to be looking at me out the corners of their eyes. I explained to him what was going on and he says the fraud and arrest thing sounds like their blowing smoke but from his position I am now a liability until this is resolved so he didn't really have a choice.


I (not knowing any better) called both tremont and BIG yesterday and made arrangements for $15 to tremont and $100 to BIG next week when I get paid. Tremont is telling me my balance is 348. and BIG is telling me my balance is $550. Cashnet emailed my offering me a 70% settlement.Sagamore sent me to a collections company called United Pay Services. PLEASE help me I need to know what to do.