I originally had student loans worth 25k, with a payment around $200/month. I started deferring the loan due to economic hardship. Then Sallie Mae purchased the loan and changed the payment to almost $380/month for 2 years, then 480/month for the balance of time. I obviously could'nt afford that payment either. So I defferred again as long as I could, and even used up most of the forbearances as well.. Well now several years later the loan is now 57k, and they want a 580/month payment. I should've been more responsible, and aggressive and handled it in the beginning but didn't. I want to do right by this debt, but cannot afford 580/month. They will not work with me on the payment amount. Can Sallie Mae sue me, or garnish wages if I just send them $250/month even if they want $580. I live in Arizona.
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