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Fed and Private Loan Refinance or Consolidate?

Submitted by snkblls on Thu, 11/22/2012 - 02:09
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I have 5 years left on my graduate school loans. What should I do to lower the interest rate?

Fed Stafford Loan interest rate 4.8%
Private Loan (with Sallie Mae) interest rate is 5.75.

Thanks.
John