By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Sub: #1 posted on Fri, 08/21/2020 - 03:55David Martin
(Posts: 398 | Credits: )
As long as you meet the lender's refinancing requirements, like having good credit and a steady source of income, you can refinance your student loans as many times as you want. However, applying for refinancing too often can hurt your credit and may cost you more money in the long-run.
Sub: #2 posted on Fri, 08/21/2020 - 05:07Ryan Miller
(Posts: 249 | Credits: )