Im seeking advice on rectifying a spousal consolidation loan. My spouse was recently garnished and we recieved no notification. I've been trying to find out more information and have called the company listed PHEAA, who told me I had a zero balance and directed me to the state version - who then put me back to PHEAA. FINALLY, after days of research they have sent me information to contact Performant recovery who now has the loan and issue a garnishment (just started)
They had very old information and we have not received communication in years.
I've calle Performant but am not getting any call backs.
PHEAA has indicated that we are eligible for rehabilatation on the loan and they can assist me.
Does anyone out there have any experience with this company?
Is it possible to stop the garnishment and enter the rehabilitation agreement?
I've read different things online. That the garnishments would not be stopped unti the 10 repayment months are satisfied (which is going to be impossible if they are garnishing at the same time).
I am at a loss as to why no compan involved can help me and has different information. It even took the government loan locator days to find my loan.
Performant will not call me back so I do not know what to do to begin working on fixing this situation.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.