I have a private loan through the State of MN through a company called Firstmark Services. They only allow for two periods of deferment of four months apiece. I have used up both. I have been out of work for 7 months now and my husband is out of work as well. I am TAA affected so I am going back to school soon as part of the TAA training program. However, Firstmark will not let me defer it for in-school because I've been out of school for over 3 years or something. To make matters worse, my 63 year old widowed unemployed mother is cosigned on it and can't help with payments. Does anyone have any suggestions for moving this loan over to another company that possibly will allow for deferment? It's not a large loan (maybe $3000 or so) but in our current situation, we just can't handle the payments because we're a family of five living solely off my unemployment.
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