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gc services wants to put me on a rehab plan but i dont have a job and i live with someone who helps me at the moment. is there a hardship program to help me if i have little to no income but would like to settle debt in small amounts if possible




Student loans do not settle in small payments. Settlements are a one shot payment with usually only a portion of the collection costs waived. There are no hardship plans, only temporary payment arrangements. You can also look at consolidation thru the direct loan program.

Sub: #1 posted on Fri, 11/23/2012 - 21:16

SOAPLADY SOAPLADY
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There are progrmas for financial hardships, concerning student loans. I've done them myself when I wasn't working. I had no payment (interest free) for one year. I was on the same program with 'Direct Loans' and 'AES'. You may want to call one of these places and ask them questions that you have. You can find their numbers on the web. At least, that's a starting point. :)

Sub: #2 posted on Sat, 11/24/2012 - 04:06

sdchargers_63 sdchargers_63

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The poster is already in default and has to work with gc services....consolidation and rehab are her only choices.

Sub: #3 posted on Sat, 11/24/2012 - 04:19

SOAPLADY SOAPLADY
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OH!! Ok. Maybe I missed the 'default' thing. I do apologize. In that case,..yes,...that's correct information. I was in default at one time and it took almost an act of God to get my account back to 'good status'. Deafault student loans do affect alot of what you can and cannot do (credit wise, etc.).

Sub: #4 posted on Sat, 11/24/2012 - 04:28

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