In the past couple of weeks I was left a couple voicemails from a CA saying I have until the end of the month to call them for a settlement on a Private Student Loan I defaulted on back in 2010 or the offer was OFF the table. This is the second or third different CA thats contacted me about this same debt but this one definitely seems pushier than the rest.
I have not yet called back them but did receive two different dunning letters from them about a week after the initial voicemail was left. Despite having this debt charged off back in 2010 I was able to purchase a house in January of this year which is making me think this is why they are being pushier about the collection.
Should I try settle or wait out the SOL? The person leaving the voicemail did have a pretty abrasive tone in his voice so not sure I want to deal with him. I'm pretty sure he's BSing about the I only have until end of the month thing for settlement but not sure. Should I still DV or does that put me more are risk of sending my account directly to being sued?
Am I definitely going to get sued because I recently bought a house and they see me a prime red meat or do I still have a chance of letting the SOL expire.
I would really appreciate any ideas, thoughts, suggestions from this community. I really need to start making some decisions here. This is my last bad debt and once this is dealt with I can start over!
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