I graduated in 2008 and I have been paying every month on Keybank and ACS, both private loans. I even paid a large chunk of 10,000 to ACS last year yet ACS continues to harrass my co-signer every time I am late on a payment. I do pay every month and have not missed once. Yes I will admit i am late sometimes, maybe a few days and my co-signer will get phone calls and letters from ACS. He is tired. As for Key Bank, my loan was sold to them. My original loan I had said I was able to get my co-signer off as long as I pay for 2 years. In 2 years, to my surprise, I found out through a phone call that my loan was sold to Key Bank and Key bank will not allow my co signer to be released? my credit is not perfect. I cannot even consolidate if i want. What do I do? Please help me. However Keybank will not harass my co signer if he asked them not to call him or delete his number. I just want my co signer off both my loans. It is 2012 now and I have been paying since the day I graduated on July 2008.
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