k, heres my deal...
I am 15,000 in cc debt and 89,000 in student loan debt, 26,000 of that is not a federal loan, but i private loan I took out when I was in school. I am considering bankruptcy and saw thatif you can prove undue hardship, student loans would be considered. I am only in my mid twenties and I do not own a house or car.
I feel like for all of the debt I have, I should have something to show for it. I am a teacher and do not make that much money. What should I do? I do not charge anything anymore and only use my bankcard when I want to purchase something. I have cut my spending due to the fact that I cannot afford anything.
I have consolidated my student loans to lower my payment..
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