Wage Garnishment and Credit Report
Date: Thu, 05/26/2011 - 11:20
My wages are currently being garnished for an old Discover Card debt. Once I have paid in full, can I have the judgement and negative account information removed from my credit report? If not, how long does it stay on my credit report?
Thank you very much!:razz:
Thank you very much!:razz:
It stays on your credit for the full 7 year reporting period. I
It stays on your credit for the full 7 year reporting period. It will reflect as paid if you pay it off.
Generally, negative items will remain on your credit report for
Generally, negative items will remain on your credit report for at least 7-10 years. If you want to remove it from your credit report before that time period, then you can contact with your creditors. Once the judgment is paid, you can get a notice from the plaintiff that the debt has been repaid through the court. Then you may request the credit bureaus to remove the item from the credit report.