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Getting debt free through settlement with Chase

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I know it's not much but I was able to settle with Chase. I got $5100 down to $3600. I recieved the confirmation letter and sent my first payment. Only 3 more payments to go. I can deal with that and then move on to the other cards.

May I ask how long you were late in order to do such?, and did you contact chase for the offer, or was it Chase that contacted you. Thank you! Congrats.


Sub: #1 posted on Fri, 05/22/2009 - 04:47


Welcome to the Community :D It does sound like a lot! All the baby steps you can manage while trying to become debt free, is a big deal!.

It took me a while to do this, but it is worth the wait. Keep plugging along!!..karen

Sub: #2 posted on Fri, 05/22/2009 - 07:43

Bossy4455 Bossy4455
(Posts: 5854 | Credits: )

I was late by about 3 months. After coming here and reading stories from other members I figured I'd give it a try. I contacted them a couple of times to plead my case. then after about a month I talk to the debt settlement dept. I made sure to talk to a supervisor. When I recieved the commitment letter in the mail I sent my first payment. I was sure to tell them that I would not send payment unless I got the commitment letter. Now I have three payments left.

Sub: #3 posted on Fri, 05/22/2009 - 09:47

dartvader440gt dartvader440gt

(Posts: 14 | Credits: )

It was about 3-4 months. They called a few times and I sent a little here and there in good faith. I finally talked to the debt settlement dept. I said that I would make the payments only after I recieved a commitment letter. I got the letter and made my first payment. Only three more to go.

Sub: #4 posted on Fri, 05/22/2009 - 09:50

dartvader440gt dartvader440gt

(Posts: 14 | Credits: )

Hi, I have posted my Chase settlement story twice over the past week becuase the first time it seemed to be overwritten by a different post " I got one down".
I posted it again, and well, it has been overwritten again. Can you please fix the posting so viewers can read the posting. Thanks so much.

Sub: #5 posted on Wed, 11/18/2009 - 06:30


Post show up as they are written, None stay on top.
People scroll down to read posts that interest them

Sub: #6 posted on Wed, 11/18/2009 - 07:23


Yes, I know that they stay on top in the order they are posted. What I meant was: that my post about " Chase is Settled" has the wrong information in the body of the post. It is showing up as if it is the other posts text " I got one down". My text is not showing up at all when you click on it. When you hover the curser over my link on the main page, you can see my text, but when you actually click on it to read, the other text appears.

Sub: #7 posted on Wed, 11/18/2009 - 14:29


Does this only work if you are late? I am asking because I have a a lot of debt but always pay on time. Do you think they would accept to settle with me?

Sub: #8 posted on Fri, 11/20/2009 - 16:21


yea, this page is messed up. on the forum its a different title and here its a different post..

Sub: #9 posted on Tue, 12/15/2009 - 11:39


a lot of the kinks have been worked out on this site.
it is great to hear that one is taken care of!

Sub: #10 posted on Sat, 02/06/2010 - 16:22

bea2ls bea2ls
(Posts: 3840 | Credits: )

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