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Check this out! I have finally received my first PIF! I sent a version of a letter that was given in this forum, make a few edits to it, told them that i overpaid and that in lieu of demanding a refund (and of course the fact that i exposed them directly in writing as operating illegally in my sate), i would be willing to leave them alone, as long as i received a PIF, and it worked!

You people on this site are AMAZING and have helped me begin to put the pieces back together! ESPECIALLY GOUDAH! Thank you specifically Goudah!

To all who have helped i owe my thanks and will continue to post things on this site to help others as well as (hopefully) keep pasting emails like the one below for others to know there is hope! :D

Please see the email i just received from Impact Cash, after they received my information in writing!

Thursday, September 4, 2008 10:34 AM

Dear X X:

We are sorry to hear you have not been satisfied with your experience with Impact Cash USA. We have reviewed your account with us. We are willing to consider the account settled. We have marked the account as such. Please let us know if you have any further questions.

Thank you,

Account Services
Impact Cash USA
1-800-707-0102 ext. 8005
Monday-Friday, 8-5pm (MST)

it's a great feeling isn't it.good job my friend. :D 8)

Sub: #1 posted on Thu, 09/04/2008 - 13:56

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15512 | Credits: )

"We are willing to consider the account settled."

Regarding Payday Loans, is Paid and Full and Settled the same thing, or do those terms not even come into play until with collections?

Sub: #2 posted on Thu, 09/04/2008 - 14:08

smo65d11 smo65d11

(Posts: 1468 | Credits: )

That is awesome!

Sub: #3 posted on Thu, 09/04/2008 - 14:14

jeoestreich jeoestreich

(Posts: 216 | Credits: )

congrats to you! how much $$ did that save you if you don't mind me asking?

Sub: #4 posted on Thu, 09/04/2008 - 14:38


Congrats!! :D :D :D

Sub: #5 posted on Thu, 09/04/2008 - 17:12

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

How awsome for you!! Congrats.

Sub: #6 posted on Thu, 09/04/2008 - 17:15

RoxyNY RoxyNY
(Posts: 4178 | Credits: )

How long did it take them to respond to your emial?

Sub: #7 posted on Thu, 09/11/2008 - 11:15


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