UPDATE: ACH Revocation letters
resend a letter stating you will send payment ONLY to a physical
resend a letter stating you will send payment ONLY to a physical address. You will not give them your bank account information for them to do any ach transactions, nor do you feel comfortable with MoneyGrams.
Basically tell them if they want their money and the debt settled, you will be glad to mail them payment to their companies physical address! Otherwise this is an issue with no resolve.
I also previously had a another loan with this particular PDL ri
I also previously had a another loan with this particular PDL right before the above mentioned...borrowed $400...paid $895. Can I request a PIF based on the fact that I overpaid on this loan?
"As a confirmation that your complaint has been resolved, please
"As a confirmation that your complaint has been resolved, please review the attached agreement and fax a signed copy to me at your earliest convenience."
I would NOT sign and fax anything to them. The complaint has not been resolved and you dont want to release them.
They have no right to tell you how you may pay them. If you try to pay them and they are unwilling to accept payment a judge would love that!
If you agree to give them personal banking info for them to do an ach transaction they can revert back to the original loan contract and evaluate roll over fees. Withdrawing the full amount plus fees from your account.
A certified check from you drawn on your bank, I think would be a better option than a moneygram. Clearly state on the certified check the balance is paid in full. When "paid in full" is written on a check by the payer and is cashed by the payee, both parties are agreeing the debt is paid in full.
Yeah-just write them back and tell them the only way you are wil
Yeah-just write them back and tell them the only way you are willing to make payment is by MO so you will need a physical address to mail it to. They more than likely won't give you one-so just stand firm-if they can't provide a mailing adress I guess they don't want their money too bad. I actually had one tell me they were'nt "set up" to accept payments by mail. huh? what is there to set up? Go check your mail and then go the bank! LOL
LOL @ "set up" for payments by mail!! OK, so should I request
LOL @ "set up" for payments by mail!!
OK, so should I request a PIF on this PDL due to the fact that I paid $895 on a $400 loan right before this one??
sure go ahead. Can't hurt anything. Personally I never lost any
sure go ahead. Can't hurt anything. Personally I never lost any sleep over my illegal pdl's (once I got my account closed that is lol). I have a couple who never would give me a mailing address and they have never been paid. I mean they don't work within the law so don't worry about keeping to the letter of the law with them, know what I mean? If you want a pif based on the fact you had previously over paid just tell them that.
Thanks resqume1! How does this sound? William Mashburn,
Thanks resqume1! How does this sound?
William Mashburn,
Thank you for your response to my letter.
I am requesting that Loan Shop Online mark my account as ???Paid in Full??? immediately due to a previous loan I received from Loan Shop Online on 03/09/09, in the amount of $400, for which I have paid $895. Overpayment has clearly been made, no further payment is due to your company.
Please note that I am not asking for a refund over the monies in which I overpaid.
At this time, I ask that my account be marked as ???Paid in Full??? and that a letter be sent to me via USPS stating that my account with Loan Shop Online is closed and ???Paid in Full???.
Sincerley,
Melissa Cage
Wow...I'm ALMOST impressed! :roll: Dear Ms. Cage, Thank
Wow...I'm ALMOST impressed! :roll:
Dear Ms. Cage,
Thank you for your email. Attached below is a copy of your loan agreement. Per your request and per Regulation E Section 205.10 we have noted your account with your revoked authorization. I have forwarded your email and you should receive a response with in 2-3 business days to resolve this matter. Please let me know if I can be of further assistance.
Regards,
Rich
The Greenlight Support Team
(P) 1-800-914-1574
(F) 1-800-914-4181
PIF!!!! YIPPEEEEEEE... :D :D July 17, 2009 Melissa,
PIF!!!! YIPPEEEEEEE... :D :D
July 17, 2009
Melissa,
Thank you for your prompt response. I???ll have the requested letter mailed to you on Monday. You should not expect any future debits from Loan Shop Online.
Sincerely,
William Mashburn
LTS Management
Phone: 888-265-5074 x3497
Fax: 800-383-3309