I have been a "lurker" and have learned alot reading everyones posts. I have been dealing with 4 PDLs. DMS Marketing, USFastcash, Payday Ave, and Geneva Roth. Today I got the waiver letter for a $600 refund and a PIF letter from DMS Marketing. Granted those aren't actually in hand yet but I feel like a winner. The lady I am dealing with is Vedia Johnson. When contacted about the refund I was requesting($600 dollars, I paid $990 for a $300 loan) they wanted to refund $300 dollars. I quoted the laws for my state, which is Wyoming, and the situs laws for the TILA. Next thing I knew they were refunding the amount requested. Vedia was very helpful and polite.
I couldn't have done it with out the info you all post on this site. Thanks so much and I will update the rest of the struggle.
Sub: #1 posted on Fri, 04/27/2007 - 11:14
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Sub: #2 posted on Sat, 04/28/2007 - 10:05
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I have been attempting to get USfastcash to mark my account pif, but no luck. They are adamant that they are licensed in Wyoming but have yet to prove that to me. I get shuffled around from compliance dept. to customer service and back to compliance. I had a previous loan with them that I paid before this recent loan and they keep throwing that in my face, which I reply that I have only recently found out my state laws. Then they state they don't have to follow those laws which I wave the BS flag and even faxed them a copy of the law that states they have to go by Wy laws. It didn't faz her she still was arguing that Wyoming laws don't apply. How aggravating is that? Well the fight goes on. Any suggestions? I am also fighting with Geneva Roth and Payday Avenue.
I think I need to go get more ibuprophen.
Thanks for letting me vent.
Sub: #3 posted on Wed, 05/02/2007 - 13:17
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Sub: #4 posted on Wed, 05/02/2007 - 17:10
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Sub: #5 posted on Wed, 05/02/2007 - 18:33
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Sub: #6 posted on Mon, 07/02/2007 - 20:35
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Sub: #7 posted on Tue, 07/03/2007 - 10:49
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Sub: #8 posted on Mon, 08/06/2007 - 15:56
Make sure you keep a copy of the PIF letter from them, you never know if they will try to come back on you at a later date, just to cover your bases.
ladybug
Sub: #9 posted on Mon, 08/20/2007 - 15:24
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Sub: #10 posted on Tue, 04/21/2009 - 14:08