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Payday loan hell in NJ - Received Refund

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Sent all my letters July 27th. Three days later received $475 refund (overpaid above principal I owed) along with Confidentiality letter. They will send PIF letter upon receipt. What a surprise that was.

Waiting to hear from the others. Had a problem with cell phone and can't receive messages right now, and haven't received any e-mails.

Thanks to everyone here for your help. Will keep you posted as I receive responses.

There is life after payday loans......:D




aww, i am so so happy for you :)

Sub: #1 posted on Tue, 08/04/2009 - 07:49

bea2ls bea2ls
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Congrats!!!

Sub: #2 posted on Tue, 08/04/2009 - 08:16

Cool_Abyss Cool_Abyss
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I am doing the happy dance for you! :D

Sub: #3 posted on Tue, 08/04/2009 - 08:17

Shazzers Shazzers
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WAY TO GO :D
Congratulations from NJ and I hope this is the first of many more.

Sub: #4 posted on Tue, 08/04/2009 - 14:17

divaesque130 divaesque130

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That's great...I am hoping to hear something from any of mine....

Sub: #5 posted on Tue, 08/04/2009 - 14:33

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Quote:
Originally Posted by aubrey
Sent all my letters July 27th. Three days later received $475 refund (overpaid above principal I owed) along with Confidentiality letter. They will send PIF letter upon receipt. What a surprise that was.
Waiting to hear from the others. Had a problem with cell phone and can't receive messages right now, and haven't received any e-mails.
Thanks to everyone here for your help. Will keep you posted as I receive responses.
There is life after payday loans......:D



If you don't mind me asking, what tactic did you go about to get your refund? I am looking at a potential $1000 refund and I am fighting with JHS/BMG's rep Chuck (who always seems o be the rep I get stuck with) on a pdl that I had for $150 over 1.5 years ago!!

Thanks!

Sub: #6 posted on Mon, 10/26/2009 - 12:08

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If you don't mind me asking, what tactic did you go about to get your refund? I am looking at a potential $1000 refund and I am fighting with JHS/BMG's rep Chuck (who always seems o be the rep I get stuck with) on a pdl that I had for $150 over 1.5 years ago!!

Sub: #7 posted on Mon, 10/26/2009 - 12:16

jwebster0527 jwebster0527

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When I faxed/e-mailed my original ACH revocation letter, I stated in the last paragraph what I had borrowed, what I had paid and that I expected a refund for the difference within 5 days. Worked with the one pdl. Was I ever surprised! Didn't work with Eastside and they sent me to collections (that Smith Watson firm). U S Fast Cash keeps sending me e-mails for $510 when I only owe them $30 and they don't give me an address to send a money order/cashier check. They've been e-mailing me regularly since my 7/27 letter was sent. I just ignore them, after trying to respond.

One click owes me money but I've heard nothing. So except for Eastside, I'm basically done with my pdls. Now on to credit card settlement.......:p

Sub: #8 posted on Tue, 10/27/2009 - 05:59

aubrey aubrey
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great job aubrey! :)

Sub: #9 posted on Tue, 10/27/2009 - 08:37

bea2ls bea2ls
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Good Morning!
I saw this site last week, and yes I am in the same payday loan boat.

I just found out they are prohibited in NJ. I would not have know if I had not been looking for a solution out. And since I have found out so much information . I Thank you all.

I have 5
Ace- 250- pay off- 325 -paid already 425 plus 50. paydown
Beacon-250-pay off 325- paid already 300
Ameriloan-250-pay of 325 - paid already 300

And this is my second take out of a loan on each of them I paid off and got another loan with Ace it is my third time with them!!! No wonder it was easy to get!!!!

These are the other 2
Payday loan yes- 200- paid 120 -just got them
ABCpayday loan- 200 paid 120

Please someone tell me what I can do . I see some of you were talking about a letter?? where do I find this letter. Some say to close my account!!! God Bless you for all your information...

Sub: #10 posted on Tue, 01/26/2010 - 07:15

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