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I have successfully paid off debt after 2 and ½ years.

Submitted by Azbarter on Mon, 11/18/2019 - 20:53
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Good to see participation in this forum. I have successfully paid off debt after 2 and ½ years.

I used to participate in this forum. Good to see that there’s participation once again.
I want to share something. Last month I’ve been able to repay my debts after about 2 and 1/2 years. I wanted to pay off all my myself. I had an overwhelming credit card debt. And to make the matter worse, I was not able to save much because of some financial constraints.
However, I’m happy that I could bring my finances back in order, and I want to say that debt snowball and debt avalanche really helps if you can manage your money properly. Plan a suitable budget so that you can save a decent amount. Also, I had to plan my shopping for some days and restrict eating outs. I know it’s a bit difficult in the beginning but it becomes pretty easier when you start following a regimen - to save money.


Congrats Azbarter!!!! Great job. Hopefully, your achievements will inspire others too. Debt snowball and avalanche work well if you can lead a disciplined financial life. You have to be on the saving mode.

I am new in this forum. Based on my little experience, all that I can say is that, forum members are genuinely helpful here.


Submitted by Nick Jonas on Tue, 11/19/2019 - 23:16

Nick Jonas

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Good!!
Yes, it's a bit difficult in the initial stage. But, once you get motivated and see the results, it becomes easier to follow the budget. It also helps you to create a realistic budget as well.


Submitted by Good Nelly on Wed, 11/20/2019 - 22:39

Good Nelly

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