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Response from PayDayOK

Date: Thu, 06/07/2007 - 07:11
Submitted by jennyr on Thu, 06/07/2007 - 07:11
Posts: 51
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Hello Everyone, Just letting you know that yesterday I sent an email to PayDayOK after receiving a 'past due payment notice'. Here is what I sent them -

Quote:
To Whom it May Concern,

Please mark my account PAID IN FULL. I have calculated my payments and I have paid back what I legally owe you. To date I have paid over $700 on a $500 loan. I have CLOSED my checking account you debited from because of some other unauthorized transactions. Please cease all communications with me and mark my account Paid in Full. If this request is not upheld, I will be forced to inform my attorney general of your actions and your illegal operation in the state of Florida.

Cordially,
__________



And here is what they sent me yesterday afternoon!

*THIS IS NOT AN ATTEMPT TO COLLECT A DEBT*

PayDay OK is sorry you are unsatisfied with its service. We will consider your loan paid in full.


Thank You,

PayDay OK Special Handling Team
shteam(at)paydayok.com
paydayok.com



So that's one down, 5 (i think?!) to go!
Thanks everyone


Payday OK also cancelled out the balance of a loan I had taken out with them several years ago after my State's lawmakers, under increasing pressure from consumer advocates banned payday loan companies from doing business.

Good for you!


Submitted by on Thu, 06/07/2007 - 11:03

( Posts: 202330 | Credits: )


I got the same response from Payday select and Payday ok on 3 Loans that I had with them, I am glad they are considered paid in full, but be leary of your teletrack report because I think they report it as a negative mark,, which who cares because I think that is used solely by payday loan companies and rent to own places,, correct me if I am wrong.
I really don't care if I am ever able to get another payday loan, and I would never rent to own furniture or anything. Just my opinion.


Submitted by on Thu, 06/07/2007 - 21:02

( Posts: 202330 | Credits: )


For all of you that have paydya ok and payday select!! Push for a refund. I had accounts with both. I over paid one by $500 and the other by $375. Not only did I get them Paid in Full but, I also received refunds from both of them for $250, each! PUSH PUSH PUSH!! I didn't get all my overpayments back but $500 is $500!


Submitted by got2pay2play on Thu, 06/07/2007 - 22:12

got2pay2play

( Posts: 61 | Credits: )