I finally did it! I paid off my last PDL this week. I had 7 storefront loans totalling almost $5,000. I paid the first 2 off myself and then recently my aunt offered to get me out of some debt (although at the time she was not aware of the nightmare I have been going thru with all these PDLs). I was able to borrow $3,000 from my aunt and then take one of my paychecks to pay off the rest. I have little money in my pocket now but I am sooooo relieved to be free of these loans. I have been borrowing from these storefronts for over a year now! My advice to anyone is this situation is to swallow your pride and ask for help from someone if you are lucky enough to know someone who might be able to help you! I was too embarrassed to let anyone know about what I had done and felt so stupid for paying such high fees over and over again! My aunt feels badly that I didn't come to her sooner to end this nightmare! It was a great feeling to pay off the last PDL, Checksmart...I owed them $990 for a loan I defaulted on...I was scheduled to pay off Monday but I didn't do it until tuesday. Well, my dad and my aunt called me Tuesday morning to tell me Checksmart had contacted them!!! that is the only time a PDL had contacted my references!! I was so glad to go into that store and pay them off and NOT REBORROW!!! I want to thank everyone on this board for the support and advice --- it was comforting knowing I was not the only one out there with this problem. I also learned value lesson in not borrowing from these places again , no matter how bad things get!!!
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