Too broke to choke
Date: Fri, 05/28/2010 - 12:12
You may try to negotiate further with them to lower the settleme
You may try to negotiate further with them to lower the settlement amount or can wait for the collection agency to take over. Sometimes, one may get a better deal from a collection agency but that is not true always.
I would suggest you negotiate further with the creditor for a lower settlement and if they don't budge then take your chance with the CA.