WEBPAYDAY
Date: Tue, 07/28/2009 - 10:54
Thanks for all the great advice I found on this website, I received this e-mail from WebPayDay, hopefully, this will be the end of this one....6 more to go.
Dear Ms. Garcia:
I am writing on behalf of Web Payday in response to your recent email. Web Payday strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your experience. We have noted your request for no further contact by telephone as well as your revocation of ACH authorization.
Please be advised, however, that Web Payday does not conduct business in Texas , has no physical presence in Texas , and does not solicit Texas consumers. Therefore, it is not subject to Texas ’s jurisdiction. Your loan was made pursuant to Web Payday’s license in its home state of Utah under Title 70C of the Utah Consumer Credit Code. You received documents and disclosures in compliance with federal and Utah state law in conjunction with your loan fully describing how the finance fees are applied and your repayment options, as well as the frequency with which they are applied. Contained therein is a description of how the fees and principal were applied to your loan, as well as the loan renewal process. You agreed to these terms, including the applicability of Utah (not Texas ) law to the transaction, with electronic signatures in multiple places, and you also committed to binding arbitration to resolve any disputes arising out of the loan transaction. These documents were emailed to you at the time your loan was processed. Should you need additional copies, please visit our website. All information regarding the nature of the debt and applicable finance fees is enclosed therein. A review of these terms should address all of your concerns regarding repayment of your loan and the applicable process.
Notwithstanding the foregoing, we do understand that the current economic situation has adversely affected many people. Pursuant to your request, we have agreed to settle the balance owed and mark your account “paid in full†as of today’s date. Web Payday is taking this action without legal obligation to do so because of our ongoing commitment to customer satisfaction and for no other reason, and we hope this will bring an amicable resolution to your inquiry.
Thank you for the opportunity to clarify this matter and address your concerns.
Sincerely,
Web Payday
Dear Ms. Garcia:
I am writing on behalf of Web Payday in response to your recent email. Web Payday strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your experience. We have noted your request for no further contact by telephone as well as your revocation of ACH authorization.
Please be advised, however, that Web Payday does not conduct business in Texas , has no physical presence in Texas , and does not solicit Texas consumers. Therefore, it is not subject to Texas ’s jurisdiction. Your loan was made pursuant to Web Payday’s license in its home state of Utah under Title 70C of the Utah Consumer Credit Code. You received documents and disclosures in compliance with federal and Utah state law in conjunction with your loan fully describing how the finance fees are applied and your repayment options, as well as the frequency with which they are applied. Contained therein is a description of how the fees and principal were applied to your loan, as well as the loan renewal process. You agreed to these terms, including the applicability of Utah (not Texas ) law to the transaction, with electronic signatures in multiple places, and you also committed to binding arbitration to resolve any disputes arising out of the loan transaction. These documents were emailed to you at the time your loan was processed. Should you need additional copies, please visit our website. All information regarding the nature of the debt and applicable finance fees is enclosed therein. A review of these terms should address all of your concerns regarding repayment of your loan and the applicable process.
Notwithstanding the foregoing, we do understand that the current economic situation has adversely affected many people. Pursuant to your request, we have agreed to settle the balance owed and mark your account “paid in full†as of today’s date. Web Payday is taking this action without legal obligation to do so because of our ongoing commitment to customer satisfaction and for no other reason, and we hope this will bring an amicable resolution to your inquiry.
Thank you for the opportunity to clarify this matter and address your concerns.
Sincerely,
Web Payday
If you live in Texas, and they say they dont solicit business in
If you live in Texas, and they say they dont solicit business in texas, ask them how you got the loan
maybe about a month ago, i found out that webpayday is not licen
maybe about a month ago, i found out that webpayday is not licensed in utah and hasn't been since january of 2008 and as of last week on their website it says that they are no longer giving out loans.
And you no physical presence in Utah, soooooooooooooo, what's th
And you no physical presence in Utah, soooooooooooooo, what's their point! lol
I hope I receive the same communication from WEB PAY DAY. Congr
I hope I receive the same communication from WEB PAY DAY. Congrats.
