I am so happy. Payday-loan-yes. Cleaned out my bank account a couple of weeks ago. Taking a total of $590. I complained to the FTC, BBB, and my states Consumer affairs. I just got a refund of $210. It's not all I requested, but hey, I am not complaining. I am definitly satisfied. However, my question to you, is do I take this further and ask for a PIF? I just don't want them to come back and haunt me again. Thank you for your forum. I finally have some good news to share
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.