I have an old hospital bill from 2005, I was making $100 a months to a collections agency and feel behind. As soon as I got behind they were not willing to work with me and send it to an attorney threatining to garnish my wages. I was trying to work out a pymt arrangment with the attorney but didn't make enough money. I'm a full time student and only work part time. About 1 yr after the attorney contacted me and my wges have only been garnished once. Well the point is tax time is coming up, I claim my daughter and as a working student mom I really need themoney. In the state of KY are they going to take my taxes for a medical bill.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.