I had an unused account with fingerhut about 4 years ago

Hi Robyn

Welcome to the forums.

You said that the mentioned account was never used by you. This means that the date of last activity will be the same as the date of issue of this card. In such case, I need to know the state where the account was opened.

Depending upon the SOL period, you can deny paying it if it has passed the period.

If it is within the SOL period, you can contact the company and request for a statement. This will help you to plan payments after setting up a monthly budget.

If you wish to get some professional advice from the consultant absolutely free of cost, you can register in this website. He will place a call and offer you a free discussion. On request, he will also make necessary negotiations with your creditors.

Regards
Roxette