If you live in Washington state and have dealt with questionable (or worse) payday loan practices please post. If you can list the company and if it is an internet payday loan the website if possible. If it is a store front list the name and location.
I am doing this inorder to see if I can convince a local attorney to spearhead a class action suit to once and for all stop the crap.
Also if you have dealt with a collection agency collecting a payday loan please list the CA next to the payday lender.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.