Worldwide Asset Purchasing LLC is a client of PRS. Need more info

I don't know about your area, but in my state, you would not have been properly served. The rules of service are found in most states' rules of civil procedure.

Hey Law Student- I spoke with an attorney from the naca website. One of TWO in my area(+200 miles away), and the only one with experience in this field. He know's "Frank" the attorney from WAP. Apparently, they went to school together and are friends.... He said it would cost me 650.00 to file the motion to vacate, with no garantee the judge would agree. Should I get something in writing from the attorney before I retain him? He indicated his fee was for filing the motion and, if the judge agreed to open the case, he wouldn't charge more than that. I'm waiting on Court papers, to fax to him, before I retain him. Are there questions I should ask him, before retaining him? My sister said I could file the motion to vacate myself, for a minimal fee, is this accurate? Would it be a galactic mistake? Thanks again for helping me. Ali

Actually 650.00 doesn't seem all that expensive when you think of filing fees etc (which would probably be at least half that sum). If you should deside to retain the attorney, he will send you a standard agreement in writing for you to go over, and to sign if you wish. I would want someone with experience in these matters, unless you're familiar with litigation and the areas of law such as this. It might help if he personally knows this guy on the other side.

Thank you Law Student! I was surprised by your response. One last thing..... How can I find out about the statute of limitations regarding CC debt? I've gone to a web site that lists the statutes for my state (NY) but can't decipher the "lingo" to determine which statute applies to a credit card debt. I'm curious if WAP had the right to sue me, at all. Thanks again. Ali

THis might help u understand it better... http://www.debtconsolidationcare.com/collection-agencies/ kindsof-agreements.html
Good Luck,
Ang

In NY it's 6 years for consumer debt, including credit cards.

Regarding the statute of limitations; Is it six years from the original agreement with original creditor? I've recently received a copy of my credit report, it has the original lender and "written off as bad debt",as well as "purchased by another lender" listed twice. I had only the one account with this lender, but it appears as though it's two seperate accounts. Each has a different account #, different balances and limits, and each have different dates as to when it was opened/closed/paid. Can anyone tell me if this is what happens when it's "purchased by another lender"? How does this effect the statute of limitations?
Thanks for all your help everyone! Ali

Can anyone tell me HOW LONG after a judgement was awarded against me, for a civil matter in the supreme court, do I have to file a motion to vacate in New York state? Thanks

We just rec'd. a letter for $25,000.00!!!! Claim there is a judgement from 1995...we know nothing about. We had a van loan with Barnett Bank back then, but it was totaled in an accident and payed off by insurance company. They are f#$%%^^g with the wrong person now!

:evil: I got a summons to appear in court because my"husband" took out a credit card and defaulted on payments owes $6289.02. Problem is I've never been married and don;t know who these people are. Any help would be nice.