$0 Balance on Credit Report
Hi Sarah How are you? Get in touch with your bank and stat
Hi Sarah
How are you?
Get in touch with your bank and state that you have already requested the account to be closed a couple of times. But it is still shown with a zero balance in your credit report.
Do you have the credit card with you? Some banks take action only after they receive the cards cut diagonally into two pieces with a letter stating closure of the account.
Send your letter through certified mail with return receipt requested so that you have the proof of closing the account. Keep in touch with the bank and hopefully you will hear from them soon.
Do let me know after you have made the move.
Regards
Roxette
I don't have the credit card anymore. I can't remember if I cut
I don't have the credit card anymore. I can't remember if I cut it up and sent it. I may have just cut it up and thrown it away because no one ever told me to send it.
I'm so frustrated with companies making it such an effort to close an account. I am closing my gym membership because I moved and they expect me to send them a letter certified mail 30 days prior to payment of...etc etc. I don't think companies should be allowed to do that...but that's just my opinion.
I got my credit report electronically so I will have to look more specifically at it and then follow up.
Thanks for the info Roxette!
Sarah Since you don't remember returning the credit card cut
Sarah
Since you don't remember returning the credit card cut into two pieces, sending letters to close the account is the only thing that you can do at present. Do till you get a written statement from the credit card company about the successful closure of the account.
Regards
Roxette
Yeah I may just write them a letter. I mean its not a huge deal
Yeah I may just write them a letter. I mean its not a huge deal right now, but I just don't want it to become a problem in the future.