Debt Validation Letter - Sample II

[Your Name]
[Your Address]
[City, State ZIP Code]
[Date]

[Creditor/Collection Agency Name]
[Address]
[City, State ZIP Code]

RE: Request for Validation of Debt - Account #[ACCOUNT NUMBER]

Dear Sir/Madam:

I am writing in response to your recent collection notice regarding an alleged debt. I am requesting that you validate this debt in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692g.

Before any further collection action is taken, I require written verification that:

• This debt is valid and legally owed by me
• You have the legal right to collect this debt
• The account information and balance are accurate
• You possess the original signed contract or promissory note

I do not admit to owing this debt. I am exercising my right to request verification under federal law.

You have 30 days from receipt of this letter to provide me with written verification of this debt. Failure to do so will result in your violation of federal law.

Please send your response via certified mail to the address listed above.

Sincerely,

[Your Name]
[Your Signature]