Archive for the ‘ About DebtCC ’ Category

Should you negotiate your debt situation with creditors?

When the debt burden keeps mounting, everything seems to go wrong. The situation can go worse further on events like job loss, medical emergency or a car accident. But before you lose all hopes and stop paying bills and let your credit tank, it’s better to take initiative to control your situation. We often [ READ MORE ]

How to plan a perfect retirement

Having a perfect retirement is every man’s desire. But for the dream retirement you need to start planning early and systematically. The younger you start the better and bigger will be your retirement fund. Importance of Planning It’s important to plan ahead, what you want to do after your retirement. If you have a dream to tour [ READ MORE ]

2009 Credit Card Reform Act: What does it promise?

According to many, the Credit Card Reform Act is the most significant reform work done by the Obama Government since rising to power at the beginning of this year. This Act is expected to save the consumers from getting ripped off by the credit card companies. Given the economic situation, consumers are finding it hard [ READ MORE ]

Home equity loan vs Line of Credit: Which one is for you?

It pays to build up equity on your home since you can take a loan against it at the time of need to take care of purposes like- paying off debts, college tuition or simply to remodel your kitchen. But when it’s a question of taking a second mortgage against your property, you need to [ READ MORE ]

How to analyze your credit report

Your credit report contains all information regarding your financial health. It is the report that is being looked at by the creditor everytime you apply for a loan. Hence it becomes important for you to learn to analyze your report. The credit report can be divided into the following sections. Personal information: This section serves the [ READ MORE ]