If you choose debt consolidation, it is always important for you to know the cost of the service offered to the client. You do not need to pay us anything for helping you to decide:

• If debt consolidation is the right choice for you?
• If yes, then which is the right consultant to work with?
  

A quick question that would come to your mind is how we can offer these services for free. We can manage to offer these services for free since the consultants pay us a membership fee. This is the same business model as that of BBB(Better business bureau). Consumers don't have to pay anything to BBB to get references to the companies from BBB. BBB charges these companies a membership fee.

Once we find the right consultant for you we will disclose to you very clearly what the fees are for that consultant.

• They may not charge you anything or
• They may charge you a small monthly fee or
• They may be non profit making with voluntary contributions.