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I too have been caught up in this repay scheme - the website URL = http://geccloan.com/?reqp=1&reqr=p2WynUczYaSlo2qjpP5jLab=
but there is no option to pay the loan off - they must require a phone call
for a $400 loan that i didn't realize i agreed to - i've already paid $212 still showing i have to pay $506

this is a really big scam as it is too easy to 'accept' and hard to pay it back. I think this needs to be reported to the FCC.

The following is email reply from Cash Direct Express:


Thank you for your recent inquiry.
Each pay date, you have three options for payment.

Option 1. Make no changes to the payment program and be debited just the finance charges (*unless you are on or beyond the 5th renewal, in which case the payment is the finance charges plus an additional 10% of your original principal balance to go towards the principal balance)*** Please note that no amount is applied towards your principal balance for your first 5 payments if this option is taken***

Option 2. Call at least 2 business days prior to your scheduled due date and change your payment to the interest amount, plus additional monies which must be at least 10% of your original principal balance, in which the additional amounts are applied to the principal balance.

Option 3. Call or email us at least 2 business days prior to your scheduled due date and request to pay your loan in full.


If you have any additional questions or concerns please email us at [email]customerservice@cashdirectexpress.com[/email] or contact us at 1 (866) 432-2562 Mon - Fri from 8:30am to 5:00pm ET.

Thank you,
Customer Relations
Cash Direct Express

Thanks to all of your for this forum you saved me a lot of money i was able to contact these scammers and pay off in full by the first due date i was clueless how to reach them otherwise thanks man

thank to all of you that gave me the necessary info to locate these people!!! I also did not get any email notification as to who these folks are and no phone number etc.. so because of this site i went to cash express and got the phone number. when I called the lady says.. we dont have to contact you it is up to you to contact us or we just take 106 out of your bank every two weeks.. I told her let me just pay the whole thing off so now its a done deal but i wont be doing biz with them anymore

:confused:hey what can you tell me, I had someone steal my account info apply for loans took the money out, because they had my checks I as out of town I keep telling them I did'nt do it they don't care

Please can i have your number to contact you. Thanks

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yup we can stop these kind of business don't trust then don't send money if they say
make an inquiry for that business

that its..............


no solicitory links or infi per TOS...pm

This very thing has happen to me as well....I went online to do an application and never signed a contract or anything. the money went directly into my account and when i tried to reverse it, i had no where to give it back to...should i close my account all together?

Go to your bank and put a stop payment on the company. Make sure to inform your bank that they will charge various amounts at various times. Once you put a stop payment on them they can no longer touch your account.

I'm just noticed that my loan was for only 400 and they deducted out my account over 800...please please research this sites before you make the same mistake.leason well learned:mad:

Please let me know what my total amount is I owe on this loan I want to pay this off today. please email me deleted.

we are not this pdl(thank god)you will have to contact them yourself if you can.by that i mean they like all illegals are a pain to get in touch with.that is until you miss a payment,or default altogether.

Dont even think about it!!!!!!!!!!!

This company is very unfair. I took out a loan of $400.00 agreed to pay total of $540.00. So far I have paid over 1400.00 out of my checking account. Dont use this company.

I had t close my checking account so that they would stop taking money out of my account. I was laid off from my job and I can not affort to have them take money out.
My loan was for 400.00 I agreed to paid 140.00 in loan fees. They started taking out $106. sometime twice in one day. I have paid over 1400.00 to them.

I'm trying to find out how much I owqe on this loan and a phone number I can call.

People that don't understand how a payday loan works and then get mad about how much they pay entertain me... dummies. It's no scam, everything is spelled out to you to the letter when you agree to take the loan, learn to read.

@ # 71 If things are illegal then they shouldn't be done How dare you call someone a dummy you are probably one of those scam artist get a life!!!

[COLOR=black]#71 why don't you go back to the phones for whichever illegal lender you work for. You fail to note that these companies misrepresent themselves as legal lenders and then cry when their customers find out that they as a company did not follow the proper consumer laws required of them to run a legitimate business.[/COLOR]

they tricked me too. i applied for a payday loan and decided to not go thru with it. unknowingly to me gecc had deposited 400 dollars in my acct. they never notified me of this and i never agreed to the terms. anyway they took 106 dollars from my account {interest} i found out only because i was deleting email and decided to read the emails. then i called city bank and they told me i was negative 300 dollars , thank god this acct did not have any funds but now i have to pay city bank 300 dollars because of return checks(debit) . im going to report them to the better business bureau and im going to sue them for what they have taken from me and mental distress

could you please tell me what all of that meant and did you get the loan payments stopped/ I have been so stupid with this and I am so desperate and I need answers/ Please help me deleted..pm THank you

:sad:i borrowd 600 payed 720 back thought i was done till i saw what you wrote this is a scam !!!!! Stay away from these people

They also put 400.00 in my acc.

this company have taken 216.00 out of my bank accountto date

I think I am going to dispute it at my bank, I didn;t sign any documents

either.

I am trying to find out what the balance is on my loan so I can pay it off; however, I have been unsuccessful in trying to contact them, so I am going to stop this transaction from my bank account! I bet they will respond to me them!

They are illegal - do not negotiate with them - pay back what is owed to the principal only.