Your Name
Your Address
Your Phone #
Credit Bureau's Name:
Credit Bureau's Address:
Date
Dear Sir/Madam,
Re: Account NumberI am requesting that you cease and desist with your efforts to collect on the debt referenced above. I wish to deal with the original creditor and not a collection agency.
Therefore, I request that you cease collection efforts immediately or face legal action under State and Federal consumer protection laws. I hope you would consider giving this letter the attention it deserves.
Sincerely,
Your Signature
Your Name