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How to stop collection agencies from contacting you

If you're interested to deal with your original creditor regarding payment of debt and would not like to interact with the collection agency, you'll need to stop their collection efforts. Under the FDCPA, you have the right to ask the collection agency to stop contacting you and they have must comply with your request. This is where the Request Letter to stop contact can help. A sample format of this letter is given below.





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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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