Cash Today LTD - Suggestions?

You can try advising them that you've overpaid and are done with it, but since they are based out of the UK, that's most likely not going to work, it didn't for me. I had to bite the bullet and settle with them for $250, they would not leave me alone.

If your acct. is frozen, make them aware of this and ask them for their mailing info so you can send a money order. They will try and bully you into bank details and say you'll be done with them after they draft the amount to settle the acct., but I wouldn't give them your bank info again. Just tell them it's a money order or nothing.

Good luck!
Tiffany

I'm with Tif on this.
These are the worst of the worst to deal with. Give them a call and ask what it would take to settle and send them a money order. See if they'll take off some of the charges you've paid since they didn't respond to your requests to pay the loan off. DO NOT GIVE THEM YOUR ACCOUNT INFO! credit card, debit card or anything else.
They are notorious for harrassing you if you don't pay, and will constantly call at all hours of the day and night.
Let us know what happens.

ouzog12

When you started paying back your loan, were you paying back any of their NSF fees? Was this a payday loan place that required you to pay back everything, or pay a renewal fee? I would also recommend reading over your contract before calling them again. That way you won't find any surprises.

Regards
Mike

No I was only paying on the fees, there were no NSF
fees involved I paid 479.00 in fees against a 200.00 loan I live in Arizona and I believe the max they could have charged on a 200 loan was 30.00. But, There is no contract it was verbal over the phone they said they were recording I believe they are out of the country.

I would not settle with them call your atty general in your state they proably are not even able to lend to you in your state check it out and if you paid over what you borrowed then i would not pay a cent more i have paid over 1,000 to them for a 200.00 loan so im not paying them another cent !!! contact better business bureau of atty general.

You're right, they are in the United Kingdom and don't issue a contract, it's all done verbally over the phone. They'll let you keep paying the extension fee until doomsday on a $200 loan, and it doesn't matter what your state payday loan laws are. They'll tell you they operate under British law and don't have to follow your state laws. I'm guessing they'll probably settle with you for somewhere between $200 - $250.

If you come up with an agreed upon settlement figure, they'll leave you alone until the due date. If you don't pay as agreed, they'll be on you like Erzeke said, day and night.

I've just paid them off, and didn't have the money to do it really, but at least I don't have to be harrassed at work anymore.

Unfortunately Cash Today does not work inside the United States. They claim UK laws and can and will do anything to collect.
Also their "paperless" tactics get you in the hole. Read the numerous posts regarding this company.
You can complain to the AG all you want, but they will not stop with the harrassment.
Again, my suggestion is pay them and get rid of them once and for all.

I changed numbers they can harrass all they want and there are laws here which protect what they can or cannot do. Ill give it some time before i add them on to my consolidtaion to see what happens.plus in ohio you have to have a liscense to operate here for ohio

Well just received a phone call from them a minute ago did not answer it though let it roll to my voice mail all they asked is that I return there phone call to them so we can discuss some kind of arrangments.
What about the letter in Polly's blog? I hate to have to pay them more money I have two others one with paragon and M1ydirect also both of those are for 300 each and I have paid them around 690.00 each.

Send out the letters, by all means! Couldn't hurt!

i just tried to get a loan which was approved but thier finance is to damn much they want 79.00 dollars and they only have 2 options instead of three i would not even deal with them im glad they didnt get my money...........................................................

does anyone no the laws in nj for payday loans

I am having trouble with those bloodsuckers too. I took a $200 loan and now they claim I over darned near $1,000!!! That's usury no matter how you slice it. Unfortunately, since they apparently operate under British law; there's little or nothing that can be done to stop them. However, I did get an address to send a money order to. An address in Oklahoma. If I can prove they have an office here in the U.S., then I could complain to the Federal Trade Commission or something like that.

Keep complaining anyway! The FTC won't really do anything unless they get numerous complaints on a specific company.
Unfortunately these "bloodsuckers" are just that! Get rid of them pronto!

help, i am at my wits ends they are calling at all times. they say i have until7pm eastern to call them back and make arangements i don;t have the money what do i do?

These people are the lowest of the low. They are complete, insane lunatics who would call you 24-7 if they could.
I would file a police report if they don't stop calling and file with your state's Attorney General.