pd6ventures/express cash-The loan shop HERE WE GO !!!!!!!!!!
Date: Tue, 09/12/2006 - 08:49
I did not think that any internet company was licensed in any st
I did not think that any internet company was licensed in any state? Am I correct in saying that?
I did check on Polly's blog were she has the state corporations listed and I could not find anything for PD6Ventures/Express Case M1ydirect nothing - I live in Arizona - Wondering if I should just send them the letter I originally sent them telling them I have already paid too much and to mark my account paid in full because actually based on the laws they owe me money back - Any suggestions.
Here is some info on them http://www.debtconsolidationcare.com/
Here is some info on them http://www.debtconsolidationcare.com/forums/account-collection.html hope this helps....Karen
I am confused. express cash is a loan company and M1YDirect is a
I am confused. express cash is a loan company and M1YDirect is a separate one. Do you have loans from both these companies? Which company have you paid? Have you confirmed your money posted towards the account? You should ask for the loan statement from the company so that you can review your past payments.
The only one I took a loan from is M1Ydirect I will include a
The only one I took a loan from is M1Ydirect I will
include a copy of the e-mail that was just forwarded to me I also was confused I had 3 loans cash today ltd,paragon, M1ydirect this e-mail came out of the blue the other day-
Quote:
This is in regards to your loan with M1Y Direct on 5/22/06 for $300 dollars. Princeton Harris Account Manager/Reconciliation Consultant The Loan Shop: PD6 Ventures/Express Cash Phone: 1-800-859-6439 ext. 358 Fax: 1-866-323-6555 pharris(at)dmsmktg.com All payments MUST be wired via MoneyGram! Receive Code: 4959 Pay to: LTS Management City: Kansas City, Missouri (MO) Loan ID or Account number: Call me at 1-800-859-6439 ext 358 Please call (8) digit reference number into the office immediately after making the MoneyGram payment. Walmart store locations accept MoneyGram payments. Complete BLUE Express Payment form. This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error please notify the system manager. Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email. |
WHAT COMPANY ARE YOU? OR DO YOU REPRESENT? DO NOT KNOW WHO YOU ARE?
Quote:
Princeton Harris September 8, 2006 Dear Debtor The difficulties experienced by the collection department at PD6 Ventures/Express Cash when attempting to obtain the slightest amount of cooperation from you have led to your account status being changed to ???????Refusal to Pay/Intentional Neglect???????. This is a serious matter and all appropriate actions will be taken to collect this balance. Through your actions (stopped payments, declined payments, account????????s closed or ignoring calls???????) and lack of cooperation, it is evident that you have no intention of paying this account willingly and further actions must be taken. Whether or not you considered it, borrowing money and intentionally neglecting to repay what was loaned to you could be looked at as a form of theft by deception or fraud please contact me immediately to clear this issue up. The consequences for the actions that you have taken were clearly explained in your signed loan contract. To avoid these consequences, return one of the attached authorization forms before 5:00pm CST today, September 9, 2006, so that this balance can be cleared without further incident. If you have any questions about your account with my company, feel free to contact me by phone or email. Princeton Harris Pre-Legal Department PD6 Ventures/Express Cash 1-800-859-6439 ext 358 866.323.6555 fax pharris(at)dmsmktg.com |
So, I am gathering maybe M1Ydirect turned this over to PD6ventur
So, I am gathering maybe M1Ydirect turned this over to PD6ventures/cash express a third party collector/loan company - I have no idea does anyone?
I am going to ask for validation of the debt.
PD6Ventures/Express Cash is a payday loan lender. There is also
PD6Ventures/Express Cash is a payday loan lender. There is also an ASAP that is a payday loan lender, and both of these lenders have emails that are directed to DMS Marketing emails. I notice that the email address on the letter that you received is a DMS Marketing email also. It may be possible that M1Ydirect is also affiliated with them. I have had loans with ASAP and Express Cash, but don't know anything personally about M1Ydirect. I am sure someone else here will know.
The second letter is the generic format of PD6 Ventures/Express
The second letter is the generic format of PD6 Ventures/Express Cash. It sounds that they are collecting for the loan you have with M1Y Direct. Get the file number and your account details from them and propose your settlement offer. Remember to get the PIF letter from the company once the account is closed.
Now, move next to cash today ltd and Paragon. I don't like talking about CTL because of their wrong business activities and people getting scammed by them. How much have you paid to them and Paragon?
I have paid M1Ydirect and Paragon around 580.00 in fees for a 30
I have paid M1Ydirect and Paragon around 580.00 in fees for a 300.00 loan and cash today ltd 413.00 in fees for a 200.00 loan. I received an answer back fro PD6Venture/Express Cash - See below
I would like to know how M1Ydirect is affiliated with The Loan Shop: PD6Ventures/Express Cash ? Also, have you received any of my faxes?
They are affiliate companies and no I have not received any of your faxes.
I have now just sent them an e-mail requesting my file number and account details so we will see what they come back with now.
ouzog12, I am having the same problem with these folks, however
ouzog12,
I am having the same problem with these folks, however I have never had a loan with them. I show no where in my old bank account that any of these companies loaned me money. But I keep getting nasty threatening emails from William Schlappi saying I owe $620.00. I have sent them validation letters over and over again. Mr. Schlappi says he's given me the only information that he is going to provide to me and that is that I owe them $620.00. I told him that in Texas he has to provide a contract that I signed. He says they don't have to comply with any state. So, I just turned them over to my AG here in Texas because I am fed up.
I did have a loan with M1Ydirect but not PD6Ventures/express cas
I did have a loan with M1Ydirect but not PD6Ventures/express cash or the Loan shop even if they are affiliated why do they have 3 different names that they address letters with. Also he should be able to provide me with some kind of information if they think I am going to do anything because they have already got too much money from me and I will turn them over to the AG also. I went back to my bank accounts also and it never showed where I got a loan from any of them either.
These companies are more than likely all the same company, just
These companies are more than likely all the same company, just different names. Xpress Cash/PD6 Ventures/Loan Shop/DMS Mktg and it is possible they are affiliated with M1Ydirect. That's how they get money out of your account if you block one company they'll just use one of their affiliate names to take out the money because you didn't block that company, that is what my bank told me.
Great! well my account has been frozen and most likely at the st
Great! well my account has been frozen and most likely at the stage of the game unless something changes closed. I will not give them anymore money nor will I let them screw up my account with tons and tons of charges. I am wondering now since I have not heard from Paragon if they are affiliated also with them? I sent cash today ltd a letter from Polly's blog and I have not heard back from them at all not even a phone call or an e-mail. So, do not even know what is happening there either.
I had a loan with Paragon in the past also, and they were quick
I had a loan with Paragon in the past also, and they were quick to mark my account paid in full. Have you sent them the letter asking for your account to be marked paid in full?
Are they the same company as xpress cash? Becaues I've received
Are they the same company as xpress cash? Becaues I've received 3 e-mails from xpress cash repeatedly reassuring that my account is paid in full and they have instructed all their collectors NOT to call me or send me letters or e-mails. They were really fast in responding to the AG office.
As far as I know, Paragon is not affiliated with Xpress Cash. Th
As far as I know, Paragon is not affiliated with Xpress Cash. The only thing that showed up on my checking account for them was FEE DEPOSI PARAGON when they were debiting my account. And believe it or not, I paid them for so long that they contacted me and told me that they were considering my account paid in full. Of course, they did ask me if I would be interested in taking out another loan (Yeah, sure!). However, you never know though, these companies seem to have many affiliations. I guess to make them harder to locate or make it more difficult to hold them liable for their practices. The only info that I had on some of my lenders was a phone number, and it was nearly impossible to contact them.
I have asked M1Ydirect to consider my account paid in full but t
I have asked M1Ydirect to consider my account paid in full but they are saying they did not receive my e-mails or faxes. I will forward it to them again. I also keep on getting messages from PD6Ventures/Express cash that say they are affiliated with M1yDirect and he has asked me to call him cause he does not have time to look up my file number or any other information related to my account.
DMS
here is their info if they are using that email....hmmm, wonder what they will say when our AG calls them. Don't mess with Texas!
Dms Marketing
110 West 9th st
suite 100
kansas city, MO 64105
US
Domain Name: DMSMKTG.COM
Administrative Contact :
Dms Marketing
dkimball(at)dmsmktg.com
110 West 9th st
suite 100
kansas city, MO 64105
US
Phone: 816.471.2829
Now from what I am getting Paragon is affiliated with DMS Market
Now from what I am getting Paragon is affiliated with DMS Marketing, PD6Ventures/Express Cast, The loan shop
M1Ydirect because I am receiving e-mails from the same person on M1Ydirect and Paragon now except now he is using Westburry and saying he works in the collection department - This is crazy who is who this cannot be legal.
pd6ventures/express cash-The loan shop HERE WE GO !!!!!!!!!!
This is the email I got from them a few days ago.
Quote:
"Subject: FW: Please Respond Immediately! Your online cash advance has gone delinquent and the account has been closed and turned over to my office for collections. You MUST respond within (24) hrs to prevent further action. Your account may go back as far as three years and during this time you have accrued many fees you????????re held responsible for. This cash advance was supposed to be paid back within (2) weeks, so I need an immediate response from you. I am able to clear out all of your fees, except for (1) extension fee if you totally comply with this email. Please contact me immediately in order to resolve this issue. We are very flexible when it comes to payment arrangements and will work hard with you if you need to make payments. Your balance is currently frozen right now and the only way you will incur more charges is by NOT responding to us. I look forward to resolving this issue with you. Please contact me today at 1.800.859.6439 ext 248. I will only give you (24) hrs upon sending you this email. Please complete 1 of the 2 forms and fax back immediately to prevent further action! Mark Franklin Legal Department Reconcile Consultant/Bad Check and Recovery Unit PD6 Ventures/Xpress Cash Phone: 1-800-859-6439 ext 248 Fax: 1-866-323-6555 mfranklin(at)dmsmktg.com MoneyGram Info Company Code - 4959 Pay To - LTS Management City - Kansas City State - MO Account number - Loan ID number(call or email for loan ID)" |
There were two ACH authorization forms attached, and they both said by signing you are authorizing Laptop Shop/PD6 Ventures, LLC to debit your account. Then the forms went on to say that the charges on your bank statement would appear as PD6 Ventures/Express Cash/Whistler Holding.
I have never had a pdl with any companies by any of these names. I have also never had a loan with M1ydirect, Paragon, The Loan Shop, etc. I responded by stating that I wanted validation of the date, such as when the loan was taken out, how much the loan was for, etc. I have yet to receive a reply.
I somehow think they were just phishing after getting my details somewhere. If this was a legitimate demand for payment, you think the original email would have stated how much I supposedly owed, etc.
I am very cautious at the moment I do not know what is going on
I am very cautious at the moment I do not know what is going on I understand if they are affiliated with one another but this is crazy I will not be forwarding any money to anyone and I will be sending out debt validation letters because who is who I have no Idea this is crazy. If it was the actual company example M1ydirect, Paragon then why are they not contacting me?
When I defaulted with them, Mark Franklin was the individual who
When I defaulted with them, Mark Franklin was the individual who contacted me. I told him I was signed up with a debt management program and that he would be receiving something soon from my counselor. He was totally cool about it and said as long as I keep up with the payments with program they were fine with it.
Then after being in the program for a few months, I started to receive crazy emails as well from an Angela Kane.
This all just seems so weird.
Another weird things was I received the email on 8/8/06 and at t
Another weird things was I received the email on 8/8/06 and at the bottom of the email she told me to contact her by 7/14/06....really wierd.
I get emails from them about once a month - I was paying them -
I get emails from them about once a month - I was paying them - but I have more then paid back my debt to them and they still send the e-mails. I have kept every single one of them and they have read none of my return ones. All deleted - go figure
I am going to ask them for debt varification and see what happen
I am going to ask them for debt varification and see what happens but all the information that I had sent the previously they say they did not get. It is a crazy that these companies go by so many different names and they say they are all affiliated do not understand it.
Ouzog12, Let us know if they will validate your debt. As you s
Ouzog12,
Let us know if they will validate your debt. As you saw from my earlier post, they won't validate mine at all.
Yes, do let us know. I'm wondering if one of my loans is affili
Yes, do let us know. I'm wondering if one of my loans is affiliated with them, but as I stated in a previous post, none of the names people have mentioned being associated with them ring a bell. Also the fact that the email I received didn't specify how much I supposedly owed seemed strange too.
I sent them out today and will let you know as soon as I hear so
I sent them out today and will let you know as soon as I hear something if at all. But, I am also going to file with the AG office - They are really screwing with people and this is rediculous how can you trust even if you make arrangments to pay something back that you are giving it to the right company they must have scammed so much money out of people it is crazy -
This is sad very sad.
Well I did receive a response from Princeton Harris now saying i
Well I did receive a response from Princeton Harris now saying it is LTS Managment out of Kansas City,MO
He forwarded to me an application via e-mail saying I took a 510.00 loan out on 5/22 - I have never received a 510.00 internet loan and my bank account does not even reflect that. It says the referal being
Bahamas Marketing. He did not include in the debt validation any other information - The origianl person I owe, if he is licensed to do business in the state etc. This still does not feel right to me there are to many things that are strange about this. Any suggestions on what to do next since I disagree with this information and he has not provided me with everything on the debt validation?
I would reply back to him and advise him that if a debt validati
I would reply back to him and advise him that if a debt validation is not provided, then you are not paying anything. I think they're a big scam.
I have done that and I have yet to receive a response but, what
I have done that and I have yet to receive a response but, what if I also send them a letter stating the laws for the state of Arizona and how much over I have paid or should I just wait to see his response???
If you have overpaid what your state allows, I would send the le
If you have overpaid what your state allows, I would send the letter, not wait for them to respond. I filed a complaint and sent them an e-mail laying out my state's law and that I overpaid them by $275. They contacted me and sent me an e-mail verifying that my account is now paid in full. Send them the letter. You should only pay back what your state says is legal.
That is what I am going to do next because it seams as though he
That is what I am going to do next because it seams as though he is just ignoring this debt validation letter. I just do not think they care I think they just like to bug people.
Does anyone know what this means - I went to replay to this Prin
Does anyone know what this means - I went to replay to this Princeton Harris and I received an e-mail back said they could not deliver the e-mail and then I received this -
Subject of the message: RE: Level 5 Delinquent/Possible Fraud
Recipient of the message: "Princeton Harris"
Symantec Mail Security detected prohibited content in a message sent from your address (SYM:04310200272168137435
It seems as though they have blocked incoming emails from you.
It seems as though they have blocked incoming emails from you. You could try sending them another reply from another internet email account such as Yahoo or Excite, and change the subject line so say something other than Level 5 Delinquent/Possible Fraud. See if the email is returned again. If they have blocked incoming emails from the account you were using, then you'll have to send written correspondence through certified mail to prove that it was delivered and signed for.
I sent it thru a previous e-mail he sent me and I marked it 3 re
I sent it thru a previous e-mail he sent me and I marked it 3 request so he has received it. Why would they block e-mails? Because they do not want to handle the debt validation letter I sent them? I also e-mail him a letter stating that I wanted my account paid off in full because of Arizona law I have paid approx. 640.00 on a 300.00 loan just in fees. We will see what happens now.
I have heard no response to any of my letters or debt validation
I have heard no response to any of my letters or debt validations as of yet. I do not even have Princton Harris e-mailing me anymore since he blocked my e-mails and then I forwarded him a letter in regards to Arizona law and that I have paid too much. They are not just going to go away are they???? Would that be nice - in my dreams.
Just received another e-mail from Mr Harris now they are e-maili
Just received another e-mail from Mr Harris now they are e-mailing me instead of threatning they are asking for repayment arrangments. They have not sent me my debt validation nor have they even responsed to the letter I have sent him regards to the amount that I have paid above and beyond Arizona state law. See Below:
I have sent several copies of our standard collections draft
to all of my collection accounts I do apologize if that upset you but
this is a very serious matter that needs to be resolved immediately. I
am willing to work out a repayment plan to accommodate your budget but
in order for that to happen I need you to contact me in the office, the
best time to call me is between 7:30am - 4:00pm central time. A lot of
the times in these types of situations the biggest problem is
miscommunication so please get in contact with me at your earliest
convenience so we discuss an amicable solution to this problem. And for
those of you who have no idea what I am talking about this e-mail is in
regards to a delinquent cash advance that has been taken out over the
internet in your name under your social security number if you know
nothing about Internet Payday Loans then it is possible someone stole
your information and committed fraud if this is the case I need you to
file a police report and fax me a copy of it so that I can delete the
fraudulent debt from your record. If you do know exactly what I'm
talking about please contact me as soon as possible so that we can
resolve this issue.
Also I have attached credit card and ACH authorization forms if you know
your balance and would like to pay by one of these methods feel free to
fill out one of the attached forms and fax back to 866.323.6555 or email
back.
Princeton Harris
Account Manager/Reconciliation Consultant
The Loan Shop: PD6 Ventures/Express Cash
Phone: 1-800-859-6439 ext. 358
Fax: 1-866-323-6555
pharris at dmsmktg.com
All payments MUST be wired via Money Gram!
Receive Code: 4959
Pay to: LTS Management
City: Kansas City, Missouri (MO)
Loan ID or Account number: Call me at 1-800-859-6439 ext 358
Please call (8) digit reference number into the office immediately after
making the Money Gram payment.
Wal-Mart store locations accept Money Gram payments. Complete BLUE
Express Payment form.
Great is it not - What do they do just ignore your e-mails? Any suggestions from anyone????????
Recevied another letter from Mr Harris this time saying that I k
Recevied another letter from Mr Harris this time saying that I knew what I was doing when I took out the loan and that the 90.00 was the fee for the loan.
Any suggestions now????
Yes. Tell him he knows that he is working for a company that isn
Yes. Tell him he knows that he is working for a company that isn't licensed to loan in your state. Is this PD6 Ventures that is associated with Xpress Cash and DMS Mktg., if so, pm me, I'll give you some good contact info.
Sorry, that last post was from me, I forgot to sign in. Ouzog, p
Sorry, that last post was from me, I forgot to sign in. Ouzog, pm me.
I just received this from pd6 ventures/express cash, I have seve
I just received this from pd6 ventures/express cash, I have several e-mails from them with different states, and companies - are they allowed to do this. Should I file a complaint? Kathy McCready never responds ti calls or e-mails - I have paid this off yet I am still being bothered by her
Quote:
***This email is under investigation*** This message is to notify you that your refusal to communicate with the company has resulted in an immediate investigation to proceed to pursue you. And in addition to the investigation possible internet racket issues will be enforced to the owner of this email. Any and all information obtained (i.e. employer policies for employee internet usage, wage and income verification, check kiting and false and misleading information being provided to a fica regulated company). All factors will be used. To make your statement and or resolve your contract immediately before action is taken call: Kathy mccready Check recovery Xpress cash/westbury ventures 1-800-859-6439 ext# 280 1-866-323-6555 fax |
I should also mention that Kathy McCready has changed her title
I should also mention that Kathy McCready has changed her title on several e-mails
Save and print that e-mail then send a copy along with your comp
Save and print that e-mail then send a copy along with your complaint to your state AGs office. That is an illegal threat, also known as extortion. That is your proof right there. You have not comitted any type of crime and they are using a false threat to try to get you to give them money. Only one going to get charged with a crime is the author of that e-mail.
thanks - i've forwarded all of her e-mails to the AG
thanks - i've forwarded all of her e-mails to the AG
I just received the same e-mail from Princton Harris yesturday
I just received the same e-mail from Princton Harris
yesturday have not responded forwarded everything over to the Arizona Attorney General's office including this e-mail yesturday. Last week he contacted me and wanted me to settle for 250.00 and I told him I had a problem with that since they charged me so much more I have already paid them an additional 275.00 over and above the loan and fees he never responded back and I received the "This e-mail is under investigation" So, I just filed with the AG we will see what happens I am tired of playing cat and mouse with him.
bashing xpress cash
I don't know whats wrong with you people. When we got the loan we were told that we would continue to pay the extension fee unless otherwise noted. I myself had them taking money out of account and forgot to tell theM I wanted to pay down on the loan. MY MISTAKE! Should they have to be responsible? They gave my the loan when I needed the $, and I will repay. I know that getting a loan has a high interest rate, but my credits not so great or could've gotten one from the bank. These people helped me when I had nobody else. Treat them with respect, and you'd be surprised what they'll do to work with you.
Guest, the problem is that in many states this type of lending i
Guest, the problem is that in many states this type of lending is ILLEGAL. They need to operate following the laws of the particular state they are lending in.
Guest - none of us are disputing the fact that a debt is owed, a
Guest - none of us are disputing the fact that a debt is owed, and we are willing to pay the LEGAL amount due, under our state law, but when the company in question is unlicensed in our state, and continually ignores our requests for debt validation (also a legal requirement), or outright refuses to give a validation in writing, we have no choice but to fight back.