Bud Hibbs?

explaining that your bank account is exempt from levy because your your account contains SS deposits, ask them to flag your account against ubn-authorized debits.

You also need to send that to the court of record as well as the judgement creditor.

hey guys,this is probably no shock to anyone dealing with fjh in marietta ga. but this hanna co. is not even accredited with the bbb .looked em up and said their rating was F real shocker. guess there have been many complaints against this co. wonder why?

guess this hanna co. id not even accredited with the bbb.what a shocker huh? looked up info on them and bbb said they had many complaints against this co. well da''''

I can appreciate the comments relative to my earlier posting. I will go even further and say that I have been on both sides of the fence. I remember being harrassed by a bill collector and calling Clark Howard for help - he personally told me "if you paid your bills you wouldnt be in this situation, and they wouldnt be able to harrass you". I was offended at the time, but the truth always hurts. Unfortunately bill collections is not a profession that people go to school for, it employs a large number of middle class individuals with or without college educations. I personally feel that its the last of the businesses that someone without can still go to and make a living for his/her family. And maybe Im just looking at it differently, i just wish we had web-sites to catch the real crooks. Sometimes we get lost in the smaller things, at the end of the day bill collectors are people just like everyone else, and although we are responsible for their actions its like saying the police force is going to be perfect, or all of the politians are honest, and catholic priest dont molest little boys. All I am saying is that there are better ways to get these points across, through training and development, but here in America we love to file suit against people, instead of helping. We live to take advantage of situations instead of working together to make them better. I want to make a difference, I truly do, I dont like to hear so many horror stories about how people have been treated, nor do I like to read untrue stories, but the fact is we have bad bill collectors, as we do have bad in every profession, just watch the news and look at the real thiefs. If anyone needs a vehilce to reach someone at Brachfeld and Assocaites feel free to contact me personally at phone number removed - ND I would like to help make a difference in a positive way. In this day and age we need to come together rather than working against one another. Its a rough time, Bud may have good information, but the truth is that the people he is attacking are regular people just like you and I who want to make a better life for ourselves, our children and our familes.

Tim Hernandez

another troll insulting our intelligence.you work for a CA that is also on his list so.why should we call you?all your company does is threaten over the phone.budd hibbs weeds out the bottomfeeder CA'S like yours so we don't get abused or threatened needlessly.if your company followed the rules you wouldn't be on his crud list.by the way,that was the most insincere ramble i have seen in quite some time.long winded and troll-like to the end.

Most debt collectors do not want to make a better life for themselves. Most are greedy, ugly individuals with a low self esteem and the only way they feel good about themselves is to yell and harass other people.

I have helped a lot of people out with debt collectors. All the ones I have dealt with are NOT on bud hibbs list and they are just the same bottom feeder as the ones that are. Threaten, scream, talk over people when all I do is talk civil. Most are high school drop outs, drug addicts and convicted felons who the only place they can get a job is behind closed doors or in a basement working a telephone. The rest, as I said, either have a low self esteem or are greedy, they get promised BIG bonuses for harassing people and the more they get to pay the bigger the bonus they get.

Sorry but I rather help people avoid paying than threaten them for not paying a bill 20 years old. I have one person that was threatened to be sued on a debt 12 years old and the SOL is 6 years and this company is not on bud's list. Debt collectors are all the same. The attorneys are the same thieves also and probably barely got by in law school.

How do debt collectors get hold of peoples' bank information in the first place?

attacks on character NOT allowed!!
Finsfan

I am currently suing Budd Hibbs for the results of following his advice. My attorney is working to upgrade the suit into a CLASS ACTION.

Personal attacks NOT ALLOWED!!!!! READ TOS!

Pok ertramp, that was NOT ok. I will not tolerate name calling. pm me if you have any problems.

that being said fins i don't believe the guest at all.probably a bitter collector trying to stir the waters and put out feelers.this isn't the place for that.

You are absolutely right Paul, it isn't. And..for people who aren't guests..Please refrain from lowering yourself to the trolls' level. name calling just fans fires and lowers morale.

and you are absolutely right on that point fins.

Good luck with that. Apparently you did not read the TOS on Bud's site.

you know,there are few people in this old world as kind,generous,and truthful as Bud Hibbs. hats off to you sir,you are truly a gentleman.

"Look here TIM HERNANDEZ, There is nothing wrong with debt collectors and attorney debt collectors and attorneys that sue debt collectors. This country does very much need them for people that purposely charge up credit cards and do not pay on purpose."

AGREED

"People are not trying to beat the system. They are verifying that a debt collector can legally collect on the debt they own, proof they actually own the debt in question and proof that they have the right individual."

IN SOME CASES YES. IN MOST CASES, ONE KNOWS WHEN THEY OPEN A "FILL IN THE BLANK" ACCOUNT. WHY WOULD SOMEONE, KNOWING THAT THE ACCOUNT IS THEIRS, EVER NEED THE COLLECTOR TO VERIFY THAT THE DEBTOR OWES THE DEBT? THESE ARE STALL TACTICS AND RED TAPE THROWN IN PLACE TO TRY AND TRAP PEOPLE THAT ARE DOING THEIR JOB SO THAT THE ECONOMY DOESN'T FALL IN THE PITHOLE THAT IT IS IN RIGHT NOW. SOME DEBT IS GOOD FOR THE ECONOMY BUT CURRENTLY, THERE IS SO MUCH DEBT THAT IT IS HAVING A NEGATIVE EFFECT ON THE ECONOMY AND THE COUNTRY. IF EVERYONE WOULD STOP TAKING ON BAD DEBT THAT IS UN NESSECARY, THE CREDITORS WOULD HAVE WAY MORE FLEXIBILITY TO WORK WITH THOSE WHO NEED IT FOR EMERGENCIES BUT CANT PAY IT. THOSE WHO CAN BE RESPONSIBLE AND AREN'T HURT THE ONES THAT WANT TO BE RESPONSIBLE BUT CAN'T.

"A majority of debt collectors continue to violate the law and that is why people are fighting back, it has nothing to do with beating the system."

NOW THE CREDIBILITY IS GOING OUT THE WINDOW. WHAT STATISTICAL ANALYSIS ARE YOU USING TO CREDIT THIS STATEMENT? IT SOUNDS LIKE A LIBRAL OPINION TO ME...

It is called following the law, something that debt collectors need to do. If you want to go that route, If debt collectors did their job correctly and did not violate the law, we would not need attorneys that sue debt collectors.

WE DO NEED ATTORNEYS THAT SUE COLLECTION AGENCIES AS A SYSTEM OF CHECKS AND BALANCES. HOWEVER, KEEP IN MIND THAT, JUST AS COLLECTION AGENCIES AND COLLECTION LAW FIRMS ARE IN THE BUSINESS OF MAKING MONEY, SO ARE LAW FIRMS THAT SUE DEBT COLLECTORS. WHICH IS MORE JUST, THE PERSON WHO IS TRYING MEDIATE A CONTRACTUAL AGREEMENT AND MAKES A MISTAKE, OR THE PERSON WHO IS BABYSITTING THE PERSON TRYING TO MEDIATE A CONTRACTUAL AGREEMENT AND POUNCES ON HIM WHEN HE MAKES A MISTAKE?

FOOD FOR THOUGHT...

Just getting back to the original spirit of this thread to begin with. I want to say Bud Hibbs really helped me out. When Mann Bracken was threatening me and trying to scare me half to the death with their threats, this board, and Bud Hibbs really helped me out.

Bud took time to e-mail me back in response to a request for advice I had e-mailed him. He didn't get paid to help me, he didn't get anything out of the deal! But he did.

We need more people in the world like the mods on this board and Bud Hibbs. Freely giving their time and energy to help people they don't even know.

I can't tell you how many times SoapLady or UncleWulf has responded to a post of mine with advice that calmed me down and made me step back and look at the situation rationally, as opposed to someone at the end of her rope.

So, THANK YOU!

"if your company followed the rules you wouldn't be on his crud list."

Facts: I opened an agency less than a year ago. I never had anything to do with debt collections prior to this - I was in law school - never set foot in another agency prior to my own. Two months after opening my doors I was listed on Bub's website. His write-up stated that the owner has sank multiple other agencies due to notoriously egregious practices. He rambles a bit more about the unsavory character of the owner and the agency - all nonsense. I can't figure out his game - the complete fabrication of lies. I mean, look, I live a quiet life, have a cat, have a live-in girlfriend, have a home, don't use narcotics, have a few cocktails when there is an occassion, drive a compact car, do my own gardening, and visit my family. My agency doesn't pull any of that cowboy crap. I am guessing that he is trying to provoke a phone call or e-mail in to him?

In any event, sorry to troll around on the board, but at this point I've lost my trust. I don't care for any more attacks on my name.

As If

Quote:

Sorry paulmergel, I won't go down that road.

If Budd has a reason to list me, so be it. Let him state those reasons. My gripe is the character attack he made. His write up makes no mention of FDCPA violations, FCRA violations, or otherwise. It is just all character bashing. And all false. I just wanted to point that out - Budd lies.

Quote:

Bud Hibbs passed away in May of this year. I was a client of his and paid him thousands over the years. He always did exactly what he said he would do and helped me immensely. Though very saddened by his death, I am disappointed that he did not have a provisional plan to reimburse his clients for services he sadly was unable to fulfill. I have been left high and dry with no one to contact and all the confidential information I entrusted him with is who knows where. All of his phone numbers have been disconnected and of course his email addresses are disabled too.