2 Credit cards
Date: Tue, 09/19/2006 - 06:50
I recently got a motorcylce financed through polaris and suzuki. They both approved me for credit card loans. Unfortunately they mailed the bills to my home of record not at my physical location. Ended up getting monthes behind and suffered several late fees. Due to this error by the company, I was not able to payoff the total amount due, and continue to suffer more and more late fees. As well, when i attempted to pay by electronic check over the phone with the company, some how the checks got sent back, saying there was insufficent funds in the bank. This i knew for a fact was not true. I have contacted the compan y several times trying to explain my situation, but none the less, they insist that they can not waive the latefees and i am getting even further behind on paying off the amount due to this. I am attempting to get a loan to pay off the 2 credit cards i got for the bike and be abel to deal with one payment and keep from my credit getting ruined.
Take advantage of the free debt counseling consultation offered
Take advantage of the free debt counseling consultation offered when you sign up with this forum. A debt counselor will be able to discuss your situation with you and help you in deciding what the best option will be to get you out of this situation. I'm sure you could put the two credit cards in a debt consolidation program, so you would only make 1 monthly payment, and most likely get the late fees waived. A lot of creditors will do that if they know you're in a consolidation program. The debt counselor will be able to give you accurate and applicable options to get you back on track.
