Asset acceptance collecting for a debt from 1999

Date: Wed, 09/20/2006 - 07:02

Submitted by anonymous
on Wed, 09/20/2006 - 07:02

Posts: 202330 Credits: [Donate]

Total Replies: 3

I have gone through my CC and found out that a debt that this company is trying to collect from me is from 1999, with no activity since. Well past the SOL , what should my next step be?

Write a dispute letter to inform the collection company that the

Write a dispute letter to inform the collection company that the debt is out of the SOL period. At this point, it must not be reported in your credit report also because the seven years reporting time under the FCRA laws is over. Be aware that if you make a payment, the file will come back within legal collections.

lrhall41

Submitted by keystrokes on Wed, 09/20/2006 - 17:14

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Keystrokes

Where can i find a model for a dispute letter, any suggestions greatly appreciated.Thank you

lrhall41

Submitted by on Thu, 09/21/2006 - 09:54

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Confused guy-have a look at this sample-it should cover all the

Confused guy-have a look at this sample-it should cover all the bases,just insert your info. They have to prove it isn't out of the SOL period. After they validate,or don't,dispute it with all 3 cra. Hope this helps. :D ...Karen http://www.debtconsolidationcare.com/forums/about11288.html

lrhall41

Submitted by Bossy4455 on Thu, 09/21/2006 - 10:26

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