Payday loan - what to do?

The Bunny Rabbit, are you sure about your facts, becasue you do have a bit of an issue with your spelling!!
They do mail letters, and fax copies if that's more to your liking. Receipts of payment are sent and/or emailed regularly.
I get that you're pissed you got a call because you "forgot" to pay back your loan, but don't try to get out of it by posting this garbage. Contact the company that you borrowed from they will confirm that the law office is doing their collections for them. Get over it, pay back your debt.
In your defense, if you truly do have a police report for your stolen identity, provide the loaning company with this proof, or better yet simply fax a copy to the law office and that will be that. You don't truly have a police report though, because you would have done this already! If I got a call like this I would have simply said "give me your fax number and I'll fax over the papers for you, some @$$ ^%*)) stole my identity a while ago" The person from the law office would have said "great, when we receive the papers we will close this file, thank you"
No more, no less.
Sorry can't help it, where did you go to school?????

Welcome back Mr. David, or is it Janet, or Charline?

Ummm....nice try on the "sending out letters" statement. For the record - faxing a letter is not allowed in the low of the US or Canada. Any validation letter MUST be mailed via postal service. However, your company have never sends out a validation letter. In fact - you can't seem to send out any documentation.

But it is nice to see you guys back trying to claim your innocence. And attacking a user - just what I expect from you guys.

For the record, you guys never give out a fax number. The only info you ever give out is the Western Union payment city. After that, you only give profanities and threats of jail.

Jed dont you think if it were either of those people, that they no what there talking about considering they work for this firm. So stop sitting pretending that you're Mr.no it all, when really you no nothing that goes on in that office. So if they say that proof of the oweing debt gets sent out to the indivduals oweing the money, than there probably right. And again what makes you think "Mailed" letters don't go out either, come on buddy get you're facts right!!

Guest Jeff is being mighty fair to you because attacking other users in my section would cause me to remove your posts without warning at all.

Get over yourself, aren't people allowed to state their own opinion. It's true where does he get off saying untrue facts. I know for a fact letters get sent out of that office, take it or leave it.

Guest, you can register in the forums and have a meaningful discussion. There is no need to get offensive on others and staying as a guest. The sign up is completely free. Please read the TOS of the board.

Regards
Mike

why don't you tell you're boy Jed to stop accusing people of Mr David, Charline or Janet.I'm neither, and im sure they dont appreciate that.I'm sorry for speaking the truth, should i join almost everyone else on this forum and Lie. I'm just pointing out to people that Jed is wrong. Mike no offence, but please Jed is always jumping out at people!!! It's not my fault you don't like my comments, it's just funny reading his messages when he doesn't even have the facts write, take my word on this one!!

Everyone has a point and I understand that you also have reasons when you say something. I will appreciate if you join the community as a member and make your posts. Anyone can post as a guest and some people often make unnecessary comments. If you post under your log in, your point will retain its originality. I hope you understand.

Regards
Mike

I can accuse cuz I got a call from this company, guest. I asked numerous times for a proof of my debt and all I got were curse words and threats of jail. So face it - YOU don't know what you are talking about.

Read up on the thread before you tell me I am accusing people. I have had many people PM and email me with the exact same story I went through - threats, request of proof, more threats. You don't like it - I don't care.

I don't have a whole lot to add except that I know Jeff our mod does not start trouble and is usually dead on for his facts. Simply follow the rules of the board and there can be a discussion with varying opinions.A discussion does not equate going after a poster of the differing opinion. If you believe we are so wrong,truth speaks louder than anything else.You could always remove identifying info. and post examples of letters mailed or other proof of verification.

What rights do you have guests. Your an Idot at its best. How dare you call me a lier you don't even know who I am. Everything i said was true. They do not issue letters or fax anything they don't even give a fax number. I asked the guy that called me for a letter and he said save it for court. Well it 3:30 Pm were is my supion and my bank accounts haven't been frozen so who is lying. Good company you work for guest I really feel for you and I don't need to take payday loans out I have no reason to my husband and I make enuef money plus to live off. And we both work at jobs if we needed money we just ask them. And were i work i need to keep good credit.
So again guest don't ever attack me or call me a lier again. I did nothing to you to be attacked and called a lier. and were i went to school is none of your business but i will tell you when you stop hiding behind "guest" again I will make it clear I do not pay a bill with out proving that i owe money and its on a peice of paper.

Bunny Rabbit, i just want to point out, that the last three posts have been from me, and the other posts from a "guest" havent been i'm not the one calling you an idiot, but you should learn how to spell it!! I can't help but laugh at you're posts, how many bills do you owe that you cant remember who you owe money to?? Again Jed say you were contacting an individual regarding an outstanding debt, and all you got was a rude and disrespectful person and although that may be your employment, you're frustrated at this point. Then because your the one in power at that time, your completly fed up with that person at this point that you don't want to give them a second chance. My point being if you give a "collector paralegal a hard time and don't co-operate with them their most likly going to be unfare and not give you the time of day. Think of how many people out their that try and get away with not paying their bills. It happens everyday, and if for some reason their was a mix up with a law office or a collection agency all that need to be done is for the them to verify that it was a mistake and give them proof!!! Thats likely when the debtor gets mad and hangs up, why because there a liar. So I'm not arguing the fact that sometimes people don't receive proof of a debt, but I wouldn't give it to them either if their going to play you around like that. But MOST times I guarantee this law firm gives out valaid proof.

Since I am forced to repeat over and over:

Why then, guest, when I asked simply "I don't recall a debt of that amount, call you tell me who the creditor is?" I was met with angry words? When I asked "can you send me some proof of that debt?", I was replied with threats of jail and court proceedings? And this was not just myself. My wife called - same treatment. A friend of mine also called - same treatment. None of us was rude. My wife was brought to tears from Mr. David. My friend that called - the nicest guy you will ever meet who I have never heard one bad word about any person in the 5+ years I have known him - actually said to me "I don't like that guy". So we never went on the attack or treated Mr. David with any disrespect - it was him who started it. He was given more than a 2nd chance. He was given about 8, and all 8 times were rude. None of us were uncooperative. And the hang ups...it was Mr. David that slammed down the phone.

Quote:

WOW!!! It has been awhile since I have been here but I see things have not changed and the !@#$ at the firm still haven't changed their ways.

Regarding your comment "Guest" about how you DO send out documentation - you couldn't be farther from the thuth - say what you will and deny it all you like I couldn't give a damn as I know you will!

You can try and make this company look legit all you like but I suggest you stop trying to bull !@#$ everyone into thinking YOU actually know what you are talking about when clearly you don't.

Now I know why I left this forum in the first place - sick and tired of dealing with scum bags like yourself.

FURTHERMORE, you DO more than likely work this company because the only people defending them or trying to do damage control are the scum bags there.

Move along and get a life!

P.S. Nice to see you are still on the front lines Jedi proving these guys wrong over and over, time and time again! It must truly be exhausting living their meaningless, scamming lives.

Keep up the great work!

Oh mike didn't you say you were trying to keep this forum clean, by know name calling. I think scum bag is name calling to me. Oh and who said i work for this law office?? I never said im an employee of theres.. and im pretty sure there still dealing with the same low lives like your self.

Oh trust us, guest - we know. Claim you don't work for them all you want.....we know.

If the shoe fits Guest!!!!!

I forgot people like you really don't stand to high on the intelligent chain level.

Jedi the Law Office has not once purchased any file, not a one. There's nothing wrong with purchasing old debt, many companies do, but not this one. If you got this info from the same place you get the rest of your facts, then you're all about nothing!
Not one file ever paid for, not one. You really have no idea, I know you think you do, and your little followers believe you (and I think that's nice).

Hang on - are you the guest that WORKS for the company? I get you all confused. Who are you?

Whether I work for the Law Office or not is irrelevant. You are posting that debt is purchased by the Law Office and it's not. That's all.

So you do. Is this Charline or Janet? I miss you, ya know. Let's do lunch - my treat.

And I know you purchased my debt. My debt was written off. Forgiven. So how did you come in possession of it? No company contacted you to collect it because that company wrote it off. The only way you got your hands on the info was by buying the debt. When I asked for the name of the creditor, you couldn't provide it. When I asked the account number, you couldn't provide it. You could provide nothing but threats of jail. So you got nothing.

Oh - and if you never bought the debt, why did you stop collecting on it? You are hired by a creditor to obtain payment, yet the moment I called Mr. David's bluff and stated that I believed you were a scam, the calls stopped. Over a $3000 debt is what you were trying to collect ("attorney fees added" of course). I'm sorry, but if someone really owed me money, and I hired a company to collect it, that company better keep calling and not give up 4 days into it.

If that is how Liability Solutions works, giving up so fast, well.....you are not a very good debt collector, are you?

Some one made a mistake and forwarded your file I can only guess. I'm not a debt collector Jedi, I unlike you simply know the deal. No debt was purchased, not now, not then, not your file. Sorry to disappoint you.
We all have to give up at some point. All Creditors know that no company will collect 100% of the debt that's forwarded to them.
There are laws about how many times a person can be called, you of all people should know that!! You've been told no less than 100 times I'm sure,on this forum that Liability Solutions is not the company that contacted you, they are not even a collection agency - so you are correct, they are not good debt collectors.
Your story is interesting, highly unbelievable, but interesting all the same.
I think you probably did owe some company some money, but you've managed to get out of it - good on you!
Be happy, it's all good.

Quote:

Jedi, get over yourself. Your story changes every time you tell it. Liability Solutions has never claimed to be a Law Office - that's your claim not theirs.
Tricky isn't it.
I'm not your type Jedi, then again maybe I am? I don't judge.

My story has NEVER changed. Look it up, folks:

http://www.debtconsolidationcare.com/forums/paul-kupferstein.html

I did, thus the reason for that statement

Ok Mr. or Ms. Smarty Pants - show me the discrepancies.

Why waste your time Jedi with incompetent, unintelligent people like "Guest".

They are going to believe what they want to believe and preach the story OVER AND OVER again that they don't purchase old debts, they do operate legitimately, they do OR do not work for the firm, etc., etc., etc. The fact of the matter is what they are saying is old news that they have stated before trying to make everyone believe that what they do is legitimate when clearly it isn't. Do they not realize that they cannot convince the people on this forum that they are a professional, legal company when clearly again they are not. What does it take to shut these guys up and give up once for all. The least they could do is post something different that we have heard all too many times before especially when they can't back up anything they say but keep stating we don't do this, we don't do that, etc. Guest what you type are just words, words that no one believes as you cannot ever provide proof. say it until your blue in the face, you flat out lie and post false comments - plain and simple, end of story.

Damage control will not work here - your company's reputation speaks for itself - boggus, illegitimate, harrassing, scamming firm. Need I go on.

You truly are a simpleton . . . . .

P.S. Unless you are not Mr. David, Charlene, Janet, etc. (which I do believe you are one of them), then the boggus firm must have recruited empty headed people who don't know the difference between a legit and non-legit career move. Get out while you can Guest before they suck the life out of you and any proper intelligence you MAY have!!!!!

I prefer to save forum space. If the people here can type, I'm thinking they can probably read.

Oh I forgot, sticks and stones may break my bones, but names will never hurt me. Intimidated; is that the best you can do?
Why is it that when two people are conversing others feel the need to interject? How rude! From what I've read, Jedi's a big boy and can handle his own.

Can't stand the heat "Guest" then stay out of the kitchen! Oh I am so sorry, I didn't realize that you were the only one allowed to post here - ha!

I have a right to post my opinion/facts just like you - don't like it, too bad!

Truth hurts doesn't it or you don't want us posting the real truth as opposed to your lies?!

P.S. regarding your comment:

"Intimidated; is that the best you can do?".

I didn't realize that this was a pissing match and sorry to disappoint you, but I refuse to stoop to you lack of intelligence level as I am far superior for that.

As stated in my previous posting:

"The fact of the matter is what they are saying is old news that they have stated before trying to make everyone believe that what they do is legitimate when clearly it isn't.".

I take it, you were avoiding that comment, probably wise on your part as you cannot ever give us proof of anything you state - surprise, surprise!

Once again, move along!

Shut the hell up Intimidated, you retard

My feelings are so hurt - grow up Guest and get a life!

Keep avoiding it's what you do best! Can't take it can you - have I hit a nerve - apparently.

If you can't provide factual proof of anything - what are you doing here but trying to stir up !@#$ with your lies!

This forum certainly doesn't need your "type" of people here.

I can't take you're bull crap, but i can take on you!!

Wow, this is really sad, I have never read two guest throwing back mean, useless words to each other. How about you two get over it and start to help the people who are here who need the advise and not you two bickering. Come on, we are all in this boat toghter or we would not be here right?

thanks,
james

All I can say once and for all is get a life, your immature comments are boring me and you are not worth the time considering you have gotten so off topic and the information you type is totally irrelevant to the topic at hand.

You are a lost cause.

Lost cause haha. You're the low life, immature is not being responsible enough to pay you're bills..

Sigh......

Anyway - "save forum space". Nice attempt. Since you can't prove it, you try and brush it off.

I would have more believed a response from you saying "I don't have the time to post the differences. I am too busy threating people." At least that would be a more factual statement from you.

Talk to you soon, Juan. You remember my phone number, don't you? It was on those court papers you filled 18 months ago. Any idea when they are serving me?

And Intimidated has his own issues with you. I don't need him fighting for me, and he isn't. Maybe you should find a more legal way to earn an living.

As am I Jedi, waiting for the papers to be served to me "at my work infront of everyone I work with" - bring it on!

And once again, I have no debt - fight me on it all you like - don't give a !@#$ - Mr. David, you tried to scam me out of my money (which you will never receive). Funny how if I owed money, they would have collected somehow and not let it go for over two years AFTER I called your bluff on the phone.

GET A LIFE!!

I'm not Juan, sorry!!! I'm not even the same guest thats been posting before!!

Ya - whatever. Whether you are him or not you are clearly a co-worker from that firm anyone can see that from the way your write.

what way do we write??

Not going there, you are a waste of my valuable time.

If you think long and hard and really try to concentrate, you'll probably figure it out.

You may find it hard to believe, but not all that post against your opinion are employees of this company, and not all Guest posters are the same person.

Well then register with a name so we know WHO you are.

WHY DONT YOU USE YOU'RE REAL NAME!!

I should have known . . . . that is the type of answer you get from people avoiding the topic at hand. John is the name but I am pretty sure you won't even use an alias or give a name and even if you did, it would probably be a boggus lie just like everything else you type here.

Never mind Guest, keep hiding, really don't give a
!@#$ either way as we all know exactly where you stand let alone type this from . . . . . . markham!

Your head must be spinning as you seem to only know how to go in circles on every topic put infront of you - I expect you to avoid everything so it truly isn't a shock anymore rather a complete bore!

YAWN!

You never answered my question "what do the employee's at this firm write like"