Family in debt
Date: Fri, 10/06/2006 - 06:44
We have two children and there are some times when it feels like we can't go and get groceries because we have no money.
I would love to be able to be debt free and have the money to spend on ourselves every once in a while.
schamberlin, You have came to the right place. You will find
schamberlin,
You have came to the right place. You will find here that you are not alone, and are among friends. Since you have registered, a counselor will be contacting you to discuss your situation. With debt consolidation, you can combine all unsecured debt into one monthly payment.
Question
If things are consolidated how does that work? Do you have to cut up all of your credit cards? Are you able to do most of them and hold a couple back. We have one that we use for repairs on cars and we don't want to lose that card.
With consolidation, the benefits are some of the credit card com
With consolidation, the benefits are some of the credit card companies will lower or even eliminate the interest, drop the late fees and over the limit fees. Most of the time, when the companies accept the consolidation companies proposal, they will automatically close the accounts. You can put whichever cards you choose into the program.
Okay so not all of the credit cards need to be put in there. Lik
Okay so not all of the credit cards need to be put in there. Like if we wanted to keep the one for car repairs and another one for emergencies that can be done?
All of the credit cards in the consolidation will be on one payment.
Welcome to the forums :D Yes, the ones you put in there will go
Welcome to the forums :D Yes, the ones you put in there will go in consolidation. Have a look at this,it explains the benefits of consolidation at http://www.debtconsolidationcare.com/benefits.html I know you want to keep some out for emergencies,but be really carefull about how you use those,or you'll end up where you started. The credit counseling and budgeting will be of benefit to you. Good Luck...Karen
Guest,if you will register here http://www.debtconsolidationcare
Guest,if you will register here https://www.debtconsolidationcare.com/free-consultation it's free to register,and a credit counselor will contact you about your free credit counseling. They will explain costs depending on what you decide to do-consolidation,settlement,etc. They will take into account your debts, income,any unsecured ddebt,etc. Good luck...Karen :D
Welcome schamberlin. I am currently working with a debt consolid
Welcome schamberlin. I am currently working with a debt consolidation company to get my finances in order. I only kept out one credit card for emergencies. I would suggest you do the same if you absolutely feel like you need a credit card. debt consolidation programs are a great idea for you to help you get back on track. You will find alot of helpful information on the forums. The goal is to become debt free and reduce your stress.
http://www.debtconsolidationcare.com/debt-free.html
Welcome again and we're all here to help each other.