Sounds simply pay your bills

Has the judge already ordered a judgement against you? I believe the creditor once they get judgement can garnish your wages up to 25% of your take home pay, you could try to work out a payment arrangement. Sign up as a member and somebody will be in contact with you to discuss your situation.

How do I sign up as a member?

Have you gone to court yet? A judgement does NOT necesarily mean a garnishment. If this is a consumer debt then as long as you aren't in Texas, The Carolinas, or Pennsylvania they can garnish you exactly 25% of your disposable earnings..which is after taxes and any voluntary deductions, such as 401k, profit sharing, insurance. If you haven't gone to court yet, make sure you show up for your hearing. You will get a chance to plead your case. Make sure you have w2s and check stubs with you. Frequently they will make payment arrangements with you.

If right now you are just being threatened, try as hard as you can to make arrangements. You don't want to go to court. A lot of people don't really know the definition of judgement. Simply put, it's the court ordering you to pay your debt. It doesn't equal garnishment necessarily, or even usually. But..garnishment or no garnishment, a judgement is AWFUL on your credit report.

Enter your contact info in the application form at

http://www.debtconsolidationcare.com/

You will become a registered member. A counselor will call you up for the free counseling.

Brecla, I am sorry to hear what you are going through. You seem to be in panic. A problem is there only if you create it. I thing you should try to fix your problem by finding an alternative. This is easy and it can be done. Don't you feel so?

Whatever you do, try not to mouth off to the judge. I just don't think that would be helpful at all. I wish I could help you in your situation. My thoughts are with you.

Goodness no, please don't mouth off to the judge!! LOL..A friend of mine told me once he went to traffic court and a guy in there mouthed off...And ended up spending the night in jail for contempt of court.