Why do redline recovery call my neighbor?
Date: Wed, 10/18/2006 - 20:50
I understand that you and your neighbor are nowhere related in t
I understand that you and your neighbor are nowhere related in this matter and that Redline Recovery is making a wrong contact with you. In this case, both of you need to send a cease and desist letter to Redline and legally stop them from making any contact with you in the future. After receiving the cease and desist letter, any type of communication by the collector will violate the federal laws and you'll have a chance of class action law suit against them. Make sure that you send the letter through certified mail with return receipt requested.
Get a sample of the cease and desist letter in this link http://www.debtconsolidationcare.com/template-cdletter.html
It's called skip tracing. In their eyes you are avoiding paying
It's called skip tracing. In their eyes you are avoiding paying for something you took and they don't have a good # for you. So they are going to call your neighbors and relatives until they find you. This is going to happen no matter what collections agency they send it to.
They will also do it if you never answer your phone or return calls. They will use the excuse and get away with it that they figured they had an incorrect # because you were calling them back.
It's all on the gray side of legal, however saying that they are your cousin is false and misleading somehting they are not legally allowed to you.
They called me too about my neighbor. Obviously the know where
They called me too about my neighbor. Obviously the know where they lived or else they wouldn't have been able to contact me. They did not identify themselves either. I talked to a supervisor trying to file a complaint. He got very nasty with me. I filed a complaint with the FTC. It is definitely unethical. Haven't they heard of registered mail return receipt requested?
If they did not have a valid phone for you, they did nothing wro
If they did not have a valid phone for you, they did nothing wrong in leaving a message with a neighbour...it is called skiptracing.
That is false. They did break the law on this. First, the OP
That is false. They did break the law on this.
First, the OP stated that they called his neighbor and pretended to be his cousin. That directly violates the FDCPA. they are NOT allowed to pretend to be someone else.
Second, when they call you to try to get location info about someone else, they dont have any business getting nasty with you on the phone. The FDCPA sets a specific set of what must be done when a debt collector is calling a third party. It lays out what they must say and also what they cannot say. KMT said that they refused to identify themselves, but FDCPA states that they must identify themselves if pressed for that information. Section 804 of FDCPA details this.