Arrowhead investment payday loans is threatening me.

Yep KS is right...stay strong eventually the calls stop once they realize that they cannot intimidate you!

I am from Dover delaware. Arrowhead investments is telling me that I owe them 820.00 dollars because i am having trouble paying back the loan. The loan amount was only 300.00. They say that if i don't pay half of the 820 by tomorrow that they are going to have a sheriff come out to my house and i will be in serious trouble. I have children and currently out of work right now. Can they do this? They won't let me make small weekly payments.

Defaulting on a Payday loan is not a criminal offense, so they are just using this to scare you. This is a very common tactic. Get a mailing address for them and start sending them small weekly payments via moneyorder anyway. If they cash them, they have accepted the arrangement.

Thanks, but are you somewhat positive. Because i'm afraid if i don't make this payment tomorrow, that they will send someone.

They actually said that i committed a federal offense and internet fraud, and that they had court documents with a case number. Were they just trying to scare me with this.

Can some respond to my last to questions?

What kind of federal offense are they talking about? That's crazy!!!! First off, PDL's are regulated by STATE not Federal law, so that's lie number one. And second, if they arrested everyone who defaulted on a PDL, they would have NO rooms in their prisons! You think there's overcrowding now? Wait!!! And third, if they haul you off to the slammer, you're not working, right? And then they definately can't get paid!! Makes no sense!
Here's what you do: call their bluff and even call the police in your area and ask if there's a warrant for your arrest. And don't be surprised when they say no!

I don't know. They called me telling me to pay the debt or they were sending a sherriff out to my home. If i din't then they said i better move to a safer location because someone was coming to my home to get me. They said they had a court paper saying someone was coming, and claimed they had a case number. I don't know if they are lieing to get me to pay or not. I wanted to make weekly payments. My loan was for 300.00. They're saying after court costs it would be 820.00.

File complaints with your state Attorney General for harassment and if they really said someone is "coming to get you" without any context that could be construed as a physical threat that warrants criminal charges. Arrowhead sell loans to I-Collect. I-Collect gives them to Westbury Ventures and/or Bass Prelitigation to collect. If the threat came from a third party collector, you have grounds for a lawsuit under the fdcpa as well as for harassment. Talk to a lawyer. The FDCPA requires the debt collector to pay attorney fees if you win, so most lawyers will take these cases on a contingency fee.

Meanwhile, if they call again remind them that your loan agreement with Arrowhead contained a binding arbitration clause. If they really went to court (they didn't, but I love trapping these guys in their lies) they have waived any right to raise that clause as a defense in any lawsuit you bring against them. Then go ahead and file the lawsuit, even if you just do a small claims action for yourself.

I had a loan with ArrowHead- is that true about them and arbitration?

Im so feed up with these people. I call my local police department and filed a complaint. The officer called the number back and couldn't get a straight answer out of them. I live in Idaho, do i contact my state AG or NJ?

Contact your state's AG as they are technically doing business with you there, since you are located there.

The Idaho AG is pretty active in going after pdls and debt settlement companies. At least they like to send a lot of letters. I'd start there. PDL's tend to congregate in states like Kansas where the local authorities don't care ... as long as they don't lend to Kansans, that is.

I just recd a call from union pay service threating me with jail. not even giving me the option to may payment arrangements. I live in Indiana the wont give me the phone number to arrowhead investments and they are trying to get twice the amount of money that i owe. can they do this?

I am being threated with jail and fines, etc and I live in oklahoma, she is telling me that because they have loan to me across state lines that I have violeted the law , how true is that?

I live in Ohio and am having the same problem. I have been threatened with jail, employer notification, harrassing calls to work even though they were instructed not to call me there. This all started after I changed banks, notified them in writing and by phone of the change. I was told to contact the attorney general for my state about theis as they can not do anything they are threatening. They have violated 15 U.S.C., Chapter 41, Section 1692.

Called me today telling me that they were going to take me to jail and arrest me at my job if I did not pay my debt. I owe 300.00 and they want me to pay 735.00. They have threatened me at my work place and basically called me a thief and I have committed a crime compared to Martha Stewart arrest. I have asked for paper work to be fax or mailed and they denied that. I have asked for an address and they denied that too. I ask for some type of paper work and still they wouldn't not help me, but they want me to send a money gram in the amount of 735.00 to them without any paper what so ever. The lady hung up in my face during our conversation and told me the state trooper will be at my job to arrest and site me for money laundering. Does anybody have any advice about this? The person that called me is name Mrs. Knickelboker from Bass and Associates.

I am in California

IMMEDIATELY contact the AG in your state! They cannot send anyone to your place of employment, you did not commit any type of crime. If you read through the threads here you will see many posts on Bass, in fact - I will look for the most recent and post it for you. I think that there is a major invetigation going on regarding this ca.

OK - check this thread out for the latest infor on Bass:
http://www.debtconsolidationcare.com/collection-agencies/about26230.html

Take it from someone who fell for Arrowhead's tactics...hang up the phone! Before I found this forum, they rattled me until I had to pull over and start crying. Same threats: you'll be arrested at your jobsite, we will notify your employer (I work for the government)yadda-yadda. It got to the point where a friend agreed to help me out and paid them $300 from his credit card on what Arrowhead said was a payment toward a $750 loan. Strangely enough, after I read some postings, I called them back and lo' and behold....I couldn't get a SINGLE person to speak with me. All of a sudden, the woman who had been threatening me would not answer the phone and all I got were voicemail machines. I left a message alright, I told them I was going to file a complaint with the Atty. Gen. Not a single call since. I much rather pay my friend the $300 than deal with these vampires. So, don't get frazzled. They can't do anything. Hang up the phone and take a deep breath.

Thanks for the help irish51cc

Lavonda:

DON'T EVEN TALK TO THEM! Like I posted somewhere else earlier, Jackson Philip contacted me last week and said they were collecting a debt on behalf of Arrowhead Investments. They threatened with me jail time, arresting me at my place of employment (I work for the government) and that I would be charged with a felony for violating federal banking laws and attempting to defraud a financial institution. I didn't know about this site so, I pulled over in my car and cried like a fool! The woman I spoke to then became VERY sympathetic to my "plight" but held firm that I had but an hour to pay before the papers were filed for my arrest.

I actually had a friend pay them $300 out of his own credit card, on a $750 dollar loan they said I owed. That evening I found this forum and felt like a total idiot!!! I wept on the phone with these people and became indebted to a friend because of them.

There is NOTHING they can do. Tell them to send you written verification of the loan, the amount and to whom you owe this money. However, whatever you do, do not give them any information! JUST HANG UP THE PHONE. They are scam artists and they will say anything to extract every penny they can from you!

Read other posts on this site and you will be amazed!

Good luck!

i got the call from them for the first time today and they FREAKED me out, I was like what I don't even have a criminal record the woman was from Bass and associated and she was like we are forwarding your info to state of illinois and we want to see you suffer and I was like, what are you talking about and they were stating "get your attorney" I glad I saw this site so glad:)

Has anyone been contacted by Vicoria Walters & Associates. They have called me saying that arrowhead is a federal loan company and that if i don't pay i could be facing jail time. Does anyone recognize this number 800-871-7730

i know what you all are talking i live in oklahoma i had some guy call and he couldnt speak english at all then he called my work and told them to get a hold of me cause i was going to jail that i should be watching cause the police is cuming they are full of shit and cant speak first they have to get a judgement and then maybe court but the judges are going to fall for this shit i talk to the loan officer at arrowhead invest, and he told me to ignore them

i took out a loan december 06 and changed
banks and had no way of contacting them.
in april i received a call from jackson
phillips treatening me stating i had until 2pm to pay
2pm to pay 652.00 on a 200 dollar loan.
i paid the money and in june i took out
another loan the next day 430.00 was taken
from my account from westbury on behalf of
arrowhead ive tried contacting jackson
phillips and westbury they stated they had
no proof that the loans were connected and
when i took out the most recent loan they
retrieved my banking info and were able to
debit my account. WHAT ELSE CAN I DO?

does any one have a address

I feel all of you, i recieved one of those calls to day asking me did i want to go to jail for fraud, i commiteed fraud and the police was going to pick me up and in between the threats and the yelling i advised the non english spkw/ rep that my purse was stolen and had to close the account and i contacted someone from the company to make payments arrangements and he was not trying to hear that. What gets me befor i closed the account i was making my monthly payments.
I am so bad at them and myself..i recieved 300 they want 600.
I live in south carolina..i just don't know what to do. I'm like i am willing to make arrangements to pay it back!
I have children and a job i can not afford to go to jail over this crap!!!!!

Can anyone give me some good advised..can they do this

Lavonda:

It is a scare tactic. It is not a federal offense and you cannot go to jail.My advice is close your old account and open a different one and do not give that account out as then you would receive scam checks among other things. Also, if they keep calling you, get a different phone number, then they won't harrass you. Just let the phone company know that you are being harrassed and they will give you a new number for free and this goes for anybody out there dealing with this company. I too tried to get an address and they would not give it to me. They are veru un cooperative

As I said, this is not a criminal offense. Do not worry!!!!!!!!!
They can't do a thing. They are tryng to scare you

:Oops: after all this went down, i started doing a little researching myself and filed some complaints concerning the company. I emailed an representative that previous contacted me in regards to paying back the $365. That was original agreed upon. Has not yet
Recieved a respones, i've email him three times and has documented the email this is an attempt to resolve debt ...i have received no response and i also has pasted all the information i have gather along to a solicator friend of mines.
Reading what everyone else is going thought it makes no sense...what they are doing is highway robbery and they need to know they can not continue to get any way with it. I'm sorry i work too hard for my money and i do not have it like that to be over paying a loan. If that was the case i would have not needed it in the first place...you feel me!!!! :p

Hi i've recently have gotten a loan with arrowhead on line and was sent a contract that was legit.i just paid my intrest.and money towards my principal and was deducted accordingly.i feel if you just pay your loan on time and make sure you have contact info you should be fine.there are alot of scammers out there you half to be very careful.read everything.

Sorry derrick, but, you will have a hard time getting any of us to ever believe any of these crooks are legit

Is this company a ripoff? Are they licensed at all?

I've received 2 calls at my job, both telling me that I'm going to jail because I'm a defrauder and a criminal. They expect me to have $800.00 on hand to pay them off. I could barely get any information out of them. What can I do? I don't have $800.00.

Just would like to say no loan places can decide jail time, and no judge will set a jail sentence on loans, all they can do is send your *** to a collections agency, and make your credit score very low, there is no jail sentence!!! Loan places says that just to get their money back from you. I have had 8 loans and non of them gave me jail sentence but a low credit score, so all of you that are frighten over arrowhead investments son't be!
And guess what? I live in utah where they are out of, and utah has a code law for harrassment you can get them on!!!! So back at them cowards for talking *** about jail. Lol

I recently recived calls from these same people, and I don['t know what to do she said that today was the last day that I could pay. I have small children and I am terrified what shall I do

this is a number that i have for Arrowhead..
1866-355-7308

I was wondering is that the law for all loan companies? They cannot offer you jail time.

I Recieved a lon for 300.00 from the Arrowhead Investment pay day loans. I realized I had no information from them in order to get in touch with them to pay off my laon. I have taken out other loans from other places and have had pleasant e-mails come back to me, sending me a form in order to send to them to tell them I want to pay off my loan or not..This company.. I have nothing, others I get reminders etc..I am really scared now as I get this phone call from this man saying he collects for them and that my settlement can be for $775.00 or pay $2000.00 as they want to do a civil lawsuite on me. THIS IS CRAZY!! I explained to the man who couldn't speak any english hardly that I want to pay my debt, to send me some paper work, he kept saying he couldn't.. NOW THAT'S WEIRD. He kept threatening me to make a choice to go to court or pay the $775.00 today. I was like I haven't got my contract certainly you can send me a copy of my contract, and he said it is impossible I had the only copy. I said to him " Then how can you take me to court?" WHAT A CROCK! I don't know what to do now.

They are a very very very unprofessional company
& dont do anything for the customer, customer service means nothing to this company or the people that work there.

Are they legal in california?
I got the same calls saying they will garnish my wages...and that the amount due was $550 for a $300 loan. They never contacted me until just recently. Help!! I don't knwo what to do!!!
Can they garnish my wages? I just want to send a simple moneygram/western union so they don't have access to anything of mine anymore, and they won't give it.

Can someone tell if arrowhead investments are legal in the state of new jersey

Pay day loans are not legal in New Jersey.

You will find the Payday loan laws for New Jersey here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

You need to file a police report and have your bank credit your account from these fraudulent crooks.

Has anyone heard of the company name called Crown Lending and if so are they a scam too?

I too just had someone call me and tell me to pay 750 dollars right now or i was going to jail. The man claim to be calling from the states attorney generals office. I call them and they had ever heard of the coming. Plus the number they was calling from wasn't even from the AG's off. Also I found out they are not license to do loans online and north carolina.
The man who called me was talking real nasty to me, but when I asked for his name and supervisor's name from the AG's office. he got mad and hung up the phone. They never tried to debit the mney from my account. I think that they just scheme on people to get more money.
The State Attorney Generals office is sending me some complaint forms. She also said they are doing illegal business in NC.

the AG's office in North Carolina is 919-716-6400.

These loans are illegal in NC.
They can not touch you

Is Arrowhead Financial legal in the state of PA?