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FTR Process and Bass Associates anyone know of them?

Date: Tue, 11/14/2006 - 09:21

Submitted by cali_diva06
on Tue, 11/14/2006 - 09:21

Posts: 4 Credits: [Donate]

Total Replies: 10


I got a loan from this company after I had told them I did not want it, I have called daily to have them recall the funds and no one ever calls me back, I get into this voice mail loop on the 1-866 number. I contacted my bank immediately and alerted them and they placed a hold so the company could not deposit or debit my account any further, finally yesterday I get a call from some company called Bass and Associates saying I've committed internet fraud and they are going to prosecute and if I agreed to pay them a little over 600.00 the matter would be setteled, has this happened to anyone else?


Don't pay anything to Bass and Associates. You don't have to worry about them. Please read this link and make yourself comfortable.

Bass and Associates is passing fake threats. They are doing illegal collections. You have to make them aware of your legal rights by asking for a debt validation on the account for which they are collecting money. If they have your file, it must be put in writing. Report their illegal activities to your state attorney general and file a complaint with the FTC. They have already received many complaints. Actions will be taken very soon.


lrhall41

Submitted by IncredibleHelp on Tue, 11/14/2006 - 10:11

( Posts: 492 | Credits: )


Thanks for posting back to my earlier message. Does anyone have an address for this company? I just called the number 1-877-281-2224 spoke with someone named Leroy Green and asked for the address, he was quite rude and said all I needed was the quick pay information to pay them the $600.00. I asked him if he was refusing to give me a mailing address for his company? his reply: like I said all you need is the western union information to pay this otherwise you'll be going to jail, at that point I hung-up.


lrhall41

Submitted by cali_diva06 on Tue, 11/14/2006 - 10:34

( Posts: 4 | Credits: )


I was able to secure the address:

Bass and Associates
9378 Arlington Expressway, Suite 323
Jacksonville, FL 32225

As a side note I when I called to get the address without identifying myself, I punched in the extension of the person who contacted me yesterday. He answered the phone with some fake African Accent and name. I said excuse me? he repeated it, I asked for Leroy Green, he then covered the phone with his hand and tried to disguise his voice and was giggling all over himself, I guess he thinks it's funny to call people and harrass and threaten them. Too bad we can't file a class action lawsuit agianst them.

I do not dispute that a deposit was made into my account what I do dispute however is that I merely did an inquiry and filled out the application on-line, I never authorized the funds to be transferred into my acount. I tried to call over and over to have them recall the funds and no one ever called me back, I tried to call after the first debit was made to my account to resolve this again to no avail.

I feel like I have been take advantage of and I am furious at myself for needing the advance inthe first place, and even more furious that they've done what they have.

Thanks for reading and helping me with this.


lrhall41

Submitted by cali_diva06 on Tue, 11/14/2006 - 12:07

( Posts: 4 | Credits: )


I think these websites take all your information and then they submit it to several loan places. I can't remember what website I went to but I was also denied and then later I get this email from FTR saying I was approved and I will be receiving a phone call to complete the details. Well I never received the call but the next day the funds were in my account. I didn't think twice about it and used the money for what I needed it for. I had a loan with FTR, FSM, SJM and Arrowhead and all of the emails and loan docs looked the same, just different addresses and phone numbers. It was very hard to get a hold of them and they just kept debiting my account, I even tried to email them and got no response..left messages and everything. Then when I closed my account they all of a sudden wanted to talk to me.


lrhall41

Submitted by PinkLady on Tue, 11/14/2006 - 12:21

( Posts: 1720 | Credits: )


I spoke with an attorney a gew moments ago and she directed me to a webpage for fair credit and reporting and suggested I try using this letter:

FTR Processing
5700 Broadmoor Street
Mission Kansas, KS 66202

Bass and Associates
9378 Arlington Expressway, Suite 323
Jacksonville, FL 32225


Quote:

To whom it may concern:

I am writing in response to your phone call dated 1insert date, because I do not believe I owe what you say I owe.

This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts:

I respectfully request that you provide me with the following information:

??????? (1) the amount of the debt;
??????? (2) the name of the creditor to whom the debt is owed;
??????? (3) Provide a verification or copy of any judgment (if applicable);
??????? (4) Proof that you are licensed to collect debts in the State of Florida and State of California.
Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that:
??????? because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense;
??????? you cannot add interest or fees except those allowed by the original contract or state law.
??????? you do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the fdcpa;

Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau.
I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act ???? 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA.
Finally, if I do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt.


sign your name then print your name and send certified, return receipt to the parties involved. This is a good starting point I believe.


lrhall41

Submitted by cali_diva06 on Tue, 11/14/2006 - 12:31

( Posts: 4 | Credits: )


I think that letter will work for a period of time, but I am sure they will continue to hound you. I tried my best to get them to vaildate my acct and balance, and the lady insisted that I just pay. I am young and of course, her lies scared me, so I rushed to walmart and paid them $820.00, on a $300.00 loan. That was in August 06, so to tell you the truth, with my money and everyone else they are probally living it up right now..


lrhall41

Submitted by natdust20 on Tue, 11/14/2006 - 15:00

( Posts: 1345 | Credits: )


Well I am not sure what the outcome is going to be but I don't intend to pay them one penny over $100.00, that is the balance of the $250.00 that I did not ask for that they took upon themselves to deposit into my account. Then that Mr. Brown (alias of course) had the nerve to call me stupid for giving out my information on-line of all places. Those were his exact words, now I might have lacked judgement but stupid? if I could have but reached through the phone I would have shown him stuid all right.


lrhall41

Submitted by on Tue, 11/14/2006 - 15:04

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