Paid in full vs charge off
Date: Mon, 11/27/2006 - 17:09
You could always dispute it with Teletrak. Teletrak is used by o
You could always dispute it with Teletrak. Teletrak is used by other pdls and sub-prime lenders. The main one you would NOT want to be reported to is ChexSystems.
Have you filed any complaints with the AGs office, that is anoth
Have you filed any complaints with the AGs office, that is another way to go also if you haven't already, and if you have, file another one against each of them.
That is the same thing that AIP told me. The man said that it wa
That is the same thing that AIP told me. The man said that it wasn't considered PIF b/c I really didn't pay it. That it was charged off b/c they no longer did loans in NC...
I have a copy of my teletrack coming and will be speaking with "
I have a copy of my teletrack coming and will be speaking with "the special handling team" w/Payday One tomorrow. Right now I am severely discouraged and think I should of not stirred up the hornets nest.
I really wouldn't worry about teletrack..And just because they s
I really wouldn't worry about teletrack..And just because they said they reported it doesn't really mean that they did.
Like Steelers said, teletrak is only for sub-prime lenders..You just won't be able to get another PDL. Teletrack won't affect your check writing priveleges at all.
Ginurse, what exactly does charged off mean to them? Are they go
Ginurse, what exactly does charged off mean to them? Are they going to report you to the credit bureau? I seriously doubt that..See what happens when you talk to the next guy, don't get discouraged.
I don't want a new one I just can't pay off all of the "legal" o
I don't want a new one I just can't pay off all of the "legal" ones at once. I ended up calling all of store front loan sharks and the 4 internet ones that I repay each month to make sure they don't check teletrack. All but 2 store fronts do not check unless it is new and same w/internet. I am more upset over being told it would be marked as paid in full and then find out it was a charge off.
Did you get it in writing that they would mark it paid in full?
Did you get it in writing that they would mark it paid in full?
hmmm...Keep at them. Forward them a copy of the email.
hmmm...Keep at them. Forward them a copy of the email.
Finsfan is right, there is your proof,e-mail it back to them and
Finsfan is right, there is your proof,e-mail it back to them and if you have to dispute it with Teletrak, then they should get a copy of those e-mails as your proof of PIF status.
Thanks! You guys make me smile. I am finishing my consumer compl
Thanks! You guys make me smile. I am finishing my consumer complaint form, and will fax and mail my letters tomorrow. Hopefully I will have good news for you tomorrow evening.
I have my fingers crossed for you! :D Make sure you give copies
I have my fingers crossed for you! :D Make sure you give copies of those PIF e-mails with your complaints! :D
How am I supposed to get a email from AIP saying that my account
How am I supposed to get a email from AIP saying that my account was charged off b/c they are no longer doing loans in NC?? Everytime I ask for it, they tell me that they are a paperless company and can't email me anything??
Surely they work in an office, and there would have to be a piec
Surely they work in an office, and there would have to be a piece of paper and a pen somewhere, and they could fax it. That is so ridiculous. How do they file taxes?
No, I don't have any type of contact, except phone. Have you see
No, I don't have any type of contact, except phone. Have you seen any email info??
No I haven't. There are a few out there that claim to be paperle
No I haven't. There are a few out there that claim to be paperless, I'm just really curious as to how a "paperless" company could be reporting the correct earnings.
Yea, me too. I have contact with a guy named Michael, and have r
Yea, me too. I have contact with a guy named Michael, and have repeatedly asked for some type of document stating that the account is paid in full and closed. He says that they can't send me anything b/c I really didn't pay it and it's not paid in full. They charged it off b/c the don't do loans here anymore.. I think that is ridiculous and if I settle for nothing, what happens a year down the road when they try to collect on it?? Screwed again...LOL...
Here is an update! I called the "special handling" group for Pa
Here is an update! I called the "special handling" group for PaydayOk and explained waht I had been told yesterday about my accounts being marked as Charge Off instaead of PIF. I was told that the rep made a mistake and my account was marked PIF. The information sent to Teletrack was that my 3 loans were PIF. I made her put in writing: "I personally sent the information to Teletrack documenting all three accounts (PayDay One, PayDay OK and PayDay Select) as PAID IN FULL. I hope this helps to clarify the issue." Pretty cool huh? She also said another department was handling my refund.
That is great Ginurse! Awesome follow up! I know that refund wil
That is great Ginurse! Awesome follow up! I know that refund will come in handy for Christmas or just for life in general! :D
Thanks for your help! I can not believe that I worried all night
Thanks for your help! I can not believe that I worried all night. I need to rack your brain 1 more time.
I sent my complaint letter regarding PayCheckToday, to The Department of Audit in Wyoming. I got a call from my investigator and he needs my original loan agreement. PCTodays web site blocks me and I can't get anyone to answer the phone. Any advice obie one?
Try signing up for a new e-mail address, they are free. Then see
Try signing up for a new e-mail address, they are free. Then see if you can log onto your account that way and submit a request under a new e-mail address.
I logged on to the site now, but all it says regarding my accopu
I logged on to the site now, but all it says regarding my accopunt is that they can't offer me a new loan. I tricked the payment options page and found a way that I can hopefully talk to a real person. They are closed now, so I will use my new "trick" tomorrow.
Still can't get to PayCheckToday. Really need a phone number ot
Still can't get to PayCheckToday. Really need a phone number other than the one on their site. If anyone has one please post.
Ginurse: I got a PIF from Payday OK today but am still relentle
Ginurse: I got a PIF from Payday OK today but am still relentlessly pursuing them for a refund. Any tips on who I should contact there in regards to the refund?